Car Accident Loans

Pre-Settlement Car Accident Litigation Funding For Injured Plaintiffs

Non-recourse car accident lawsuit funding helps you cover expenses while your injury claim is pending—with no credit checks, no monthly payments, and repayment only if your case is successful.

Request Car Accident Funding

Car accident litigation funding helps eligible injured plaintiffs cover expenses with a cash advance against the compensation they expect to recover. We evaluate liability, documented injuries, and insurance coverage to determine eligibility and funding amounts. No credit check or monthly payments are required, and you only repay car accident loans from a successful recovery. If your claim ends without a recovery, you owe nothing.

Car Accident Litigation Funding Ambulance with Car Wreck

Car Accident Lawsuit Funding—When Bills Can’t Wait

Car accident legal funding—often called car accident loans*—provides cash before an injury claim is resolved. We advance money against a portion of your anticipated recovery so you can cover current expenses while your attorney pursues compensation.

How Car Accident Litigation Funding Helps Injured Plaintiffs

A serious car accident can cause massive disruptions to your life, not to mention severe injuries, fatalities, and substantial property damage.

It can also disrupt lives, reduce income, and affect jobs or employment, leaving accident victims struggling as they face an uncertain financial future.

The financial impact can continue long after the car crash, as savings and emergency funds are quickly depleted. The longer claims go unresolved, the harder it can be to keep up with rent, groceries, utilities, and other expenses.

When insurers make lowball settlement offers, use delay tactics, or engage in unfair claims practices, your lawyer may need to gather more evidence, negotiate more aggressively, or initiate litigation to compel the insurer to resolve the claim.

It’s not a problem; it just takes time and makes your case take longer to resolve.

That’s when pre-settlement car accident lawsuit funding can be a real lifesaver. It can provide the money you need to cover living expenses and pay your bills on time until your case is resolved.

The Human Cost of Car Crashes

In 2024, an average of about 5,230 passenger vehicle occupants were injured, and 62 were killed each day in motor vehicle crashes.

In total, according to NHTSA, 1,908,301 passenger vehicle occupants were injured, and 22,713 were killed in 2024.

Passenger-vehicle crash victims (2024)
Road-user groupInjuredKilled
Passenger-vehicle occupants:1,908,30122,713
All other road users:513,69916,541
All motor vehicle crashes:2,422,19539,254

Passenger-vehicle occupants accounted for about 78.8% of the estimated 2,422,195 people injured and 57.9% of the 39,254 people killed in U.S. motor vehicle traffic crashes in 2024. The “all other road users” row is calculated from NHTSA’s overall totals and includes motorcyclists, pedestrians, pedal cyclists, and other people involved in traffic crashes.

Apply For Car Accident Lawsuit Funding

Step 1/2: Apply For Legal Funding
Please read BEFORE you apply

Most plaintiffs may use this form, except:

   ● CO residents & cases apply here
   ● NC residents & cases apply here
   ● Workers’ comp cases apply here

Restrictions: Legal funding is not available in Arkansas, DC, Kentucky, Maryland, and West Virginia.

$

🔒 Secure · Free to Apply

Car accident litigation funding can be a financial lifeline, helping injured plaintiffs cover expenses and keep essential bills current while their attorneys pursue fair compensation.

Why is my truck accident settlement taking so long?

Why Is My Car Accident Settlement Taking So Long?

No single timetable applies to every car accident settlement. That uncertainty is one of the reasons plaintiffs rely on car accident lawsuit funding: because essential expenses may become due long before a claim is resolved.

How long your car accident settlement ultimately takes depends on several factors, including evidence gathering, disputed liability, the number of claimants, injury severity, duration of medical treatment, medical documentation, available insurance coverage, negotiations, and whether litigation is necessary.

Some claims receive a policy-limit offer almost immediately, while others resolve through protracted negotiations, and still others require litigation.

Your attorney can identify specific unresolved issues affecting your case and what must happen before meaningful settlement discussions can proceed.

While many auto accident cases resolve within 12–24 months, complex cases that go to trial and severe injury cases that require years of medical treatment before settlement discussions can begin can take two or three years, and sometimes even longer.

Of course, the “elephant in the room” is that accident victims, despite having been injured through no fault of their own, are still expected to continue paying their monthly bills and household expenses on time. The fact that auto accident injuries often result in hospitalization, surgery, significant amounts of time off work, and months or even years of physical therapy to recover from only compounds the problem.

Worse, a 2026 U.S. News & World Report survey found that 43% of respondents could not cover a $1,000 emergency from savings, while approximately one-third lacked enough savings to cover one month of living expenses.

Are Car Accident Loans Available In Every State?

Check your state

We provide car accident lawsuit funding in eligible states, but not in every state. Eligibility and available terms vary by jurisdiction.

You can check availability in your state below, or contact us at (877) 932-2628 before you apply for funding if you have questions about car accident loans in your state.

Car Accident Litigation Funding Availability By State

Car Accident Litigation Funding Availability By State

1 Car accident lawsuit funding is not available in this state
2 Minimum funding requirement in this state

What Is Car Accident Lawsuit Funding?

Car accident litigation funding is an innovative way for injured plaintiffs to cover essential expenses while their attorneys negotiate their injury settlements.

We provide cash against a portion of the anticipated recovery from a qualifying car accident injury claim. Before making an offer, we review the evidence, injuries, liability, available coverage, and existing obligations with your attorney.

We do not run credit checks or require monthly payments. If the claim results in a recovery, the agreed payoff is paid from the proceeds. If there is no recovery, repayment is generally not owed under the agreement’s non-recourse terms.

Car accident lawsuit funding helps eliminate stress

Can A Car Accident Loan Help While My Case Is Pending?

When an injury interrupts earnings, even a temporary delay in compensation can make essential expenses difficult to manage.

Car accident legal funding may help bridge that gap without requiring monthly payments from your income. If your claim produces a recovery, the agreed payoff is deducted from the proceeds.

Since 2003, we have built a strong reputation for excellence by providing innovative, client-focused non-recourse legal funding to qualifying plaintiffs injured in car and truck accidents, as well as those pursuing other personal injury claims. We also hold an A+ rating from the Better Business Bureau.

How Do Car Accident Loans Affect My Net Settlement?

The gross settlement is not the amount you will ultimately receive, whether or not you receive car accident funding.

Attorney fees, case expenses, applicable liens, and any other obligations may all affect your final distribution.

Before accepting car accident settlement funding, discuss the potential net proceeds with your attorney. A large settlement estimate can be misleading if you haven’t accounted for substantial deductions.

ItemAmount
Gross recovery$100,000
Attorney fees, case costs & liens$40,000
Legal funding payoff$7,500
Remaining net proceeds due to the plaintiff$52,500

Illustrative example only—not a quote or prediction. The $7,500 funding payoff includes the original advance and applicable charges under a hypothetical agreement. Actual deductions and net proceeds vary by case.

How Much Does A Loan Against A Car Accident Settlement Cost?

The amount you receive and the amount payable after a successful recovery are different. Your funding agreement will explain the charges and how the payoff is calculated.

Before accepting an offer, understand whether the payoff increases over time, whether charges compound, and whether the agreement caps the rate, total charges, or total payoff. Review what you would owe at different resolution dates.

We explain the proposed terms in dollars so you can compare the benefit of receiving cash now with the amount deducted later.

Types of Car Accident Claims That May Be Eligible For Pre-Settlement Funding

  • Aggressive Driving Accident
  • Airbag Injuries
  • Backing Over Accident
  • Backing Up Accident
  • Black Ice Accident
  • Blind Spot Accident
  • Brake Failure Accident
  • Broadside Collision Accident
  • Car vs Bicycle Accident
  • Car vs Bus Accident
  • Car vs Motorcycle Accident
  • Car vs Pedestrian Accident
  • Car vs Train Accident
  • Car vs Truck Accident
  • Commercial Vehicle Accident
  • Company Vehicle Accident
  • Construction Zone Accident
  • Distracted Driving Accident
  • Drowsy Driving Accident
  • Drunk Driver Accident
  • Elderly Driver Accident
  • Falling Debris Accident
  • Fatal Car Accident
  • Feet on Dashboard Accident
  • Failure To Yield Accident
  • Freeway Accident
  • Head On Collision Accident
  • High Speed Accident
  • Highway Accident
  • Hit And Run Accident
  • Hydroplaning Accident
  • Impaired Driving Accident
  • Intersection Accident
  • Lane Change Accident
  • Left Turn Accident
  • Lost Load Accident
  • Mechanical Failure Accident
  • Merging Accident
  • Multi Vehicle Accident
  • Override Crash Accident
  • Parked Car Accident
  • Parking Garage Accident
  • Parking Lot Accident
  • Pedestrian Accident
  • Pedestrian Hit By Car
  • Police Car Accident
  • Pothole Accident
  • Railroad Crossing Accident
  • Rear End Collision Accident
  • Reckless Driving Accident
  • Red Light Accident
  • Rideshare Accident
  • Right Turn Accident
  • Road Rage Accident
  • Rollover Accident
  • Rubbernecking Accident
  • Runaway Trailer Accident
  • Side Impact Accident
  • Sideswipe Collision Accident
  • Single Vehicle Accident
  • Stop Sign Accident
  • T Bone Accident
  • Tailgating Accident
  • Teen Driver Accident
  • Texting While Driving Accident
  • Traffic Collision Accident
  • Trailer Detachment Accident
  • Turnpike Accident
  • U-Haul Trailer Accident
  • U Turn Accident
  • Underinsured Motorist Accident
  • Underride Crash Accident
  • Uninsured Motorist Accident
  • Wide Turn Accident
  • Wrong Way Driver Accident

We consider qualifying injury claims arising from the collision types listed above. A listed accident type does not guarantee approval; eligibility depends on location, liability, injuries, coverage, and anticipated proceeds.

You may also be interested:
  • What is the average settlement for a car accident back and neck injury?
  • Is it worth getting an attorney for a car accident?
  • I was a passenger in a car accident; who do I sue?
  • Why is my car accident settlement taking so long?
  • How long does a car accident settlement take?
  • How much money can a passenger in a car accident get?
  • How long does it take to settle an underinsured motorist claim?
  • How long does it take to get lost wages from a car accident?

Will A Car Accident Loan Increase Settlement Value?

Car accident lawsuit funding may reduce immediate financial pressure while your attorney pursues your claim. It does not strengthen liability, increase insurance limits, or guarantee a larger settlement.

Your attorney should advise you about settlement value and whether to accept an offer. Do not treat access to an advance as a reason to reject an appropriate offer or prolong litigation without considering the risks.

We provide funding—not legal advice or guarantees about case outcomes.

How Are Car Accident Lawsuit Loans Repaid?

Car accident litigation funding is non-recourse, and it is repaid from the proceeds of a successful recovery.

There are no monthly payments, and if the claim produces a recovery, your attorney will coordinate repayment of the agreed amount from the proceeds.

If there is no recovery, repayment is generally not owed under the agreement’s non-recourse provisions.

Frequently Asked Questions

FAQ: Car Accident Litigation Funding

Who Qualifies For A Car Accident Lawsuit Loan?

To qualify for car accident funding, applicants must be 18 or older, have significant injuries caused by another person’s or company’s negligence, be able to show clear liability against a sufficiently insured defendant, and be represented by a contingent fee attorney.

After you complete an application, we contact your attorney to obtain the information needed for review. Depending on the case, that may include:

  • Medical documentation of the injuries and treatment
  • Evidence supporting liability
  • Available insurance coverage and applicable limits
  • Information about liens, fees, expenses, and other obligations
  • Details of any prior legal funding

We use that information to evaluate the anticipated proceeds and confirm whether funding is available in the applicable state.

What About Non-Injury Car Accident Settlements?

We do not provide pre-settlement cash advances on non-injury car accident settlements.

Property damage only, near-misses, and damaged or totaled vehicles without a qualifying injury claim are not eligible for car accident legal funding.

Settlement Funding Is A 3-Step Process

Pre- and post-settlement funding both involve an application, review with your attorney, a funding agreement, and disbursement. The required information and terms may differ depending on whether your case is still pending or has already settled.

Funds are typically wired directly to your bank account so they’re available for immediate use.

Apply For Pre Settlement Funding: Step 1

1. Request Funding

Apply for lawsuit funding using our online form. It’s free to apply, and submitting a request does not obligate you to accept an offer if you’re approved.
Apply For Pre Settlement Funding: Step 2

2. Case Evaluation

We contact your attorney for the case information to review your request. If funding is approved, you and your attorney can review the funding agreement before signing.
Apply For Pre Settlement Funding: Step 3

3. Receive Funds

After you accept the offer and the required documents are signed, we arrange delivery of your funds. Timing and available delivery methods depend on the details of your request.

Can I Get A Car Accident Loan With Bad Credit?

Yes. Bad credit will not automatically disqualify you. We do not require a credit check, proof of employment, or income verification to evaluate your application.

Our review concerns the legal claim: the evidence, injuries, available coverage, and potential proceeds. It does not depend on your ability to make monthly payments.

Can I Get A Loan On A Car Accident Settlement Before The Case Resolves?

Yes. We can review a qualifying injury claim before a settlement has been reached. We need enough information to evaluate liability, injuries, available coverage, and the anticipated proceeds.

If your case has already settled but payment hasn’t been disbursed, tell us when you apply so we can review whether post-settlement funding is appropriate.

What Determines My Car Accident Loan Amount?

We evaluate the proceeds reasonably expected to remain after other obligations—not simply the amount stated in a complaint or settlement demand.

Injuries And Documented Losses

We examine the injuries, treatment, prognosis, medical expenses, lost earnings, and other supported losses. We also consider the documentation connecting the injuries to the accident.

Existing Obligations

Attorney fees, case expenses, medical liens, and previous advances may reduce your net proceeds. We account for these deductions before determining whether the case can support another obligation.

Liability And Evidence

We consider how the collision occurred, the evidence supporting responsibility, and any fault attributed to you. Crash reports, photographs, witness accounts, video, and your attorney’s assessment may inform the review.

Insurance And Recovery Sources

Available coverage and policy limits may constrain the practical recovery even when claimed damages are substantial. Coverage disputes or uncertainty about the payment source can affect funding eligibility.

Case Status And Attorney Input

We consider the stage of the claim, unresolved issues, and your attorney’s recommendations concerning the requested amount.
Request enough to address a defined need rather than automatically seeking the largest possible advance. A larger disbursement may provide more cash now, but it can also create a larger payoff later.

Is It Time For A Car Accident Loan?

If an injury has disrupted your finances, consider car accident litigation funding to ease your financial burden.

Apply Now

It’s always free to request a quote, so why wait?

Apply For Car Accident Lawsuit Funding

Step 1/2: Apply For Legal Funding
Please read BEFORE you apply

Most plaintiffs may use this form, except:

   ● CO residents & cases apply here
   ● NC residents & cases apply here
   ● Workers’ comp cases apply here

Restrictions: Legal funding is not available in Arkansas, DC, Kentucky, Maryland, and West Virginia.

$

🔒 Secure · Free to Apply

Apply For Legal Funding

Please read BEFORE you apply

Most plaintiffs may use this form, except:

   ● CO residents & cases apply here
   ● NC residents & cases apply here
   ● Workers’ comp cases apply here

Restrictions: Legal funding is not available in Arkansas, DC, Kentucky, Maryland, and West Virginia.

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Why? Law firms do not give their attorneys' direct contact information to random callers, so we cannot call and ask for it. If you give us incorrect attorney info (wrong name, first name only, law firm only, or a generic email like admin@, info@, intake@, etc.), we will be unable to contact or speak to your attorney, and your funding request will most likely be denied.

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About TriMark Legal Funding Logo

About TriMark Legal Funding

Since 2003, TriMark Legal Funding (TLFLLC) has provided non-recourse lawsuit funding to plaintiffs and inheritance funding to heirs awaiting the close of probate. We specialize in non-credit-based funding solutions designed for people awaiting the resolution of a personal injury, employment, or civil claim, or probate estate. TLFLLC adheres to industry best practices and the highest ethical standards established by the American Legal Finance Association, reflecting our commitment to fairness, integrity, and transparency.

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