Pre Settlement Funding

Seriously Injured? Need Cash?

TriMark Legal Funding provides fast pre-settlement funding on pending lawsuits nationwide.

✅ Lightning-Fast Approvals
✅ Simple Interest From 2%
✅ Low, Capped Rates
✅ Zero Risk: No Win/No Pay

Fast Pre Settlement Funding

TriMark is one of America’s foremost pre-settlement funding companies. We provide low-cost, risk-free cash advances on personal injury lawsuits nationwide.

If you’ve been seriously injured and are involved in a personal injury lawsuit, got injured at work, or are expecting a workers comp settlement, you could be in for a long, difficult recovery. The physical pain, as well as the emotional and mental anguish of recovering from your accident, injuries, surgeries, and physical therapy are hard enough.

Throw in some job-related challenges, reduced hours or loss of employment to complicate things, and then pile on extra financial pressure and stress from all the new medical expenses, prescriptions, doctor visits, co-pays, and more.

Then, to add insult to injury, you are still somehow supposed to keep paying all your regular bills on time too.

Have Questions?
Call and speak with one of our funding experts today.

How Pre Settlement Lawsuit Funding Can Help

Between 6 months and 3 years is how long it takes to settle most personal injury lawsuits, depending on the severity of your injuries and the extent of medical treatment it will take for you to fully recover.

Serious discussions about financial compensation don’t usually begin until after you’ve completed all of your medical treatments. With extensive injuries, this means it could take your attorney several years to negotiate the settlement you deserve.

In the meantime however, you’re stuck in the middle for the foreseeable future.

It’s disconcerting, and the stress of it all can be truly overwhelming.

In fact, according to Pain Doctor and the Holmes-Rahe Stress Inventory, dealing with a serious personal injury is one of the 6 most stressful events a person can experience during their lifetime.

The American Academy of Family Physicians had this to say about the startling connection between motor vehicle accident victims and the development of post-traumatic stress disorder (PTSD):

“Vehicular accidents sometimes lead to post-traumatic stress symptoms. Traffic accidents have become the leading cause of post-traumatic stress disorder (PTSD) since the Vietnam war. It is estimated that 9 percent of survivors of serious accidents develop significant post-traumatic stress symptoms and that many other survivors have PTSD-like reactions.” AAFP

Anyone who has ever gone through it can tell you; a personal injury lawsuit, all by itself, is an emotional roller coaster that can, at times, be extraordinarily stressful.

Of course, that stress is multiplied exponentially if you run out of money or encounter any other financial challenges on your road to recovery.

Lawsuit Settlement Funding Can Break The Cycle

Many accident victims are unable to return to work altogether, or their hours are reduced significantly, after they are injured.

Some may be able to rely on workers comp or short-term disability benefits, but the all-too-common and all-too-predictable result is that most people begin to fall behind almost immediately. The longer it goes on, the more likely they are to experience financial shortfalls and have a difficult time paying even basic expenses like rent, groceries, car payments, insurance, and utilities.

To make matters worse, this new reality usually includes an unavoidable pile of unpaid medical bills too.

If you’re stuck in financial limbo because of a drawn-out legal process, a pre-settlement cash advance – sometimes called “lawsuit loans” or “settlement loans” – may be an option worth considering.

Pre Settlement Funding: Down Maybe, But Not Out

Pre settlement cash advances are approved, almost entirely, on the strengths and merits of a case.

What’s more, plaintiffs can receive funds very quickly; often within as little as 1 to 24 hours of approval. That’s fast enough to stop a home foreclosure or a vehicle repossession and fast enough to prevent your gas, water, or electric from being shut off too.

It is important to understand that a pre-settlement cash advance is not a loan. It is an advance on settlement money you expect to receive when your future lawsuit settlement is finalized.

That means you’re not taking on any additional debt, which is a good thing. It also means you don’t have to make any monthly payments either.

Best of all, repayment of your legal funding is only required after you win your case. If you lose, you keep the money and owe nothing.

What is Pre-Settlement Funding?

As the plaintiff in a personal injury lawsuit, you and your contingent fee attorney are expecting to either negotiate a fair settlement or go to trial and win a verdict from a jury. It is the only way your attorney will get paid and it is also the only way you will get compensated for the injuries you suffered.

The downside is that a lawsuit settlement can take many months, or sometimes even years, to complete because of all the medical procedures and physical therapy that is required to fully regain your health. After that, your attorney must navigate each of the intricate legal proceedings necessary to process, negotiate, and finalize your lawsuit settlement or proceed to trial and pursue a jury verdict.

At some point during this lengthy process, many plaintiffs tend to fall behind financially and need cash assistance to help pay their bills until they receive their settlement money.

One inevitable side effect of falling behind is that late payments are reported to credit bureaus, which causes credit scores to plummet almost immediately. That, in turn, can cause credit cards and other credit lines to be either reduced or canceled outright.

The bottom line is that with bad credit, recent late pays, and limited or no employment, it is virtually impossible to qualify for loans, credit cards, or any other financial assistance from traditional lending institutions.

The Growing Need For Lawsuit Funding Companies

Unlike conventional banks, a settlement loan company like TriMark Legal Funding does not require good credit, real estate collateral, or co-signors. This is because settlement funding requests are approved based on the anticipated future value of an individual’s lawsuit or legal claim.

A competent attorney, good case development, significant injuries, and strong liability against a sufficiently insured defendant are usually all that is required for lawsuit loans to be approved.

After you receive your advance, you are only required to repay it after you either receive your settlement or win a jury verdict. If you don’t win your case or reach a settlement, you are under no obligation to repay the advance.

The non-recourse nature of legal funding is what makes it such an attractive, low-risk solution for solving a plaintiff’s financial problems.

How Does Legal Funding Work?

TriMark Legal Funding has been one of the country’s best pre-settlement funding companies since 2003 and we have streamlined our application process to make it fast, free, simple, and easy.

After you complete an application either online or over the phone, TriMark will reach out to your attorney and request some details about your specific case.

Depending on the case type, this might include police reports, a theory of liability, insurance coverage limits for the defendant, photos, videos or audio evidence, witness statements, the extent of your injuries, X-Ray and MRI reports, medical and surgical procedures performed, etc.

This information gives us a clear idea of the amount of money we would expect you to receive after a settlement or a trial verdict.

Depending on the type of case and level of injury, we can typically advance up to 20% of an anticipated net settlement. After approval, a funding agreement is sent to you and your attorney via DocuSign. Once executed and returned, funds can be sent by

a). Wire transfer, or ACH
b). FedEx Overnight
c). Western Union or MoneyGram
d). US Mail

After your case is settled and the insurance company’s check is deposited into your attorney’s trust account, your attorney will pay their fees and case costs, medical liens, the cash advance lien, etc., out of the proceeds and then cut you a check for the rest.

You won’t have to worry about repayment because it will already have been taken care of for you.

What If I Lose?

Part of the underwriter’s responsibility in approving your case for settlement funding includes evaluating the inherent risks of the case and the likelihood of a successful recovery. Those are some of the risks a settlement loan company accepts when they approve you for pre settlement lawsuit funding.

In the unlikely event that you lose, or your case doesn’t settle, you get to keep the money you were advanced and owe nothing. Settlement advance companies like TriMark Legal Funding will not bother you for repayment if your case does not resolve successfully.

Choosing The Right Settlement Loan Company

There are several important things to keep in mind when you start looking at funding companies:

1. Experience counts. Do they have verifiable industry experience?

Protect yourself and your money by checking each potential company on the Better Business Bureau (BBB) website. Specifically, check 3 things:

  • The business start date: Any start date prior to the 2008 economic/real estate crash. If they survived that, you should be in good hands.
  • The BBB rating: It’s your money; accept nothing less than A+ rated.
  • The owners and managers: This is THE most important information the BBB provides and with it, you will protect yourself from white-collar criminals. Google each name with “fraud”, “scam” or “consumer financial protection bureau” behind it. Some people are stunned by what they discover.

TriMark Legal Funding was founded in 2003, has an A+ rating and a spotless owner profile.

  • There are currently 6 states where lawsuit funding is not permitted. There are also a considerable number of companies that limit their funding to just a few states.

3. Are the rates compounded or non-compounded?

  • Non-compounded rates are the best option to save the most money. Monthly compounding rates can get extremely expensive, especially if they are uncapped.

4. Are the rates capped or uncapped? And avoid uncapped rates.

  • A rate cap is a safety feature that protects you and your money. A “2X cap” means the most you could ever have to repay on your advance is double the funded amount. A “3X cap” means triple.
    Example: If the funded amount was $2,500, the maximum payback would be $5,000 with a 2X cap and $7,500 with a 3X.”Uncapped” or “no cap” means interest continues to accrue and compound for as long as it takes to settle your case.

How to Qualify for Lawsuit Settlement Funding

Different pre-settlement loan companies have different qualification criteria and document requirements depending on the case type and funding requested but here are a few of our basic guidelines:

  • You must be represented by a contingent fee attorney.
  • Settlement proceeds must pass through your attorney’s trust account.
  • If settlement proceeds will be sent directly to the plaintiff, the case is ineligible.
  • Pro bono and pro se cases are ineligible.
  • Depending on your particular type of case and other particulars, you may, or may not, need to have already filed a lawsuit. In most cases this is not an absolute requirement so you should call us at (877) 932-2628 to discuss the specifics of your case.
  • Post settlement funding is available on cases that have already settled and the plaintiff is simply waiting for the settlement money to arrive.
  • Pending class action lawsuits are not eligible for funding.
  • Settled class action lawsuits are eligible for funding.

There are 3 ways to see if your case is eligible for pre-settlement funding:

  1. Visit our eligibility checklist; it takes less than 30 seconds.
  2. Complete an online application. It’s fast, easy, only takes a minute and there’s no obligation.
  3. You can call us toll-free at (877) 932-2628.

Why Wait? Get Fast Pre-Settlement Funding Now!

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