Inheritance Cash Advances

An Inheritance Advance Gives You Your Money Now; Not Months or Years From Now

Life moves fast. Probate doesn’t. TriMark inheritance advances give heirs immediate access to the money they’re already entitled to, at the lowest rates in the US—guaranteed.

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Inheritance Funding Strategy

What Is An Inheritance Advance?

When someone passes away, their estate enters probate — a court-supervised legal process that verifies the will, settles debts, and authorizes the distribution of assets.

Probate is slow, unpredictable, and often far more complicated than heirs expect.

Because probate can be slow, asset distribution can take many months or even years. An inheritance advance is a cash advance that provides heirs with funds while they wait for asset distribution.

Even in simple cases, heirs routinely wait six to eighteen months before receiving their inheritance. In complex estates, the wait can stretch into multiple years.

During that time, heirs are legally entitled to their inheritance, but they cannot access it.

The funds remain locked in the estate until the probate court approves distribution.

Before that happens, however, the estate must pass through probate; a notoriously slow, frustrating, and delay-plagued process that can take anywhere from one to three years, or more, depending on the complexity of the estate and other factors.

Those probate delays cause countless real-world problems for heirs and beneficiaries who need their inherited money to cover bills, urgent expenses, and emergencies. Life doesn’t slow down or stop just because probate does.

This is where immediate inheritance funding, or more specifically, an inheritance advance comes in.

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An inheritance cash advance — sometimes called an “inheritance loan,” “probate advance” or “loan on my inheritance” — gives heirs immediate access to a portion of their future inheritance.

Inheritance advances are financial tools designed specifically for heirs who need money now, not in months or years.

  • No monthly payments
  • No credit checks
  • No income requirements
  • No interest rates
  • No personal liability
  • No risk of owing more than your inheritance

Inheritance Funding: Access To Your Inherited Money Now

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Instead, an inheritance advance is a non recourse cash advance. TriMark provides you with money now, based on the amount you’re expected to inherit later. When the estate eventually distributes funds, TriMark is repaid directly from your share — not from your bank account, not from your wages, and not from your personal assets.

This structure protects heirs. If the estate ends up distributing less than expected, or if delays stretch longer than anticipated, you never owe the difference. TriMark absorbs the risk, not you.

Heirs use inheritance advances because they solve a simple but painful problem: probate takes too long, and life can’t wait.

Whether you’re dealing with an unresponsive executor, mounting bills, legal delays, or financial emergencies, an inheritance advance gives you access to money that’s already yours — without the stress, scrutiny, or obligations of a traditional loan.

Inheritance Funding Is A simple 3-Step Process

For most counties in the United States, all of the probate documents required for an inheritance are available online. That means our processors can order your documents and begin reviewing them immediately after you apply.

After review, approval, and electronic document signing, funds are wired directly to your bank account so they’re available for immediate use.

Apply For Pre Settlement Funding: Step 1

1. Apply Online

Click this box to apply now. It’s quick, easy, and only takes a minute.
Apply For Pre Settlement Funding: Step 2

2. Case Review

We’ll order documents online when available and quickly evaluate your case.
Apply For Pre Settlement Funding: Step 3

3. receive Your Funds

After approval is complete, funds are wired directly into your bank account.

In This Article

Frequently Asked Questions

FAQ: Inheritance Funding

How Inheritance Cash Advances Work

Most heirs have never been through probate, and almost no one understands how inheritance funding works until they need it.

The good news is that the process is far more straightforward than most people expect. An inheritance advance is designed to be fast, low-friction, and accessible — especially compared to the slow, paperwork-heavy nature of probate itself.

Here’s precisely how the process works from start to finish:

  1. You apply online or by phone.
    The application is intentionally simple. You don’t need tax returns, pay stubs, bank statements, or credit reports. You don’t need to prove income or employment. You don’t need collateral. You simply provide your contact information and basic details about the estate. Most heirs complete the application in just a few minutes.
  2. You provide basic estate information.
    TriMark needs to know who the executor is, who the probate attorney is (if one is involved), and what you expect your inheritance to be. You don’t need exact numbers — estimates are fine. You also don’t need to gather documents; TriMark handles that part.
  3. TriMark verifies your inheritance.
    This is where the real work happens behind the scenes. TriMark contacts the executor or attorney to confirm the estate’s status, your share, and whether there are any complications such as disputes, debts, or pending asset sales. This verification step protects you by ensuring the advance is based on accurate information.
  4. You receive a funding offer.
    Once verification is complete, TriMark calculates your advance amount. The offer is based on your expected inheritance, the estate’s liquidity, and how far along probate is. You’ll see the exact amount you can receive and the exact fee — no hidden charges, no surprises, no moving targets.
  5. You sign and get funded.
    If you accept the offer, you sign a short agreement. Funds are then wired directly to your bank account, often within hours. Many heirs receive money the same day.
  6. The inheritance funding company gets repaid later.
    Whenever probate finally closes and the estate distributes funds, the inheritance funder is repaid directly from your share. You never make payments. You never owe out of pocket. You never risk personal assets.

This structure is what makes inheritance advances so powerful: they give heirs immediate access to money they’re already entitled to, without the burden, stress, or obligations of a traditional loan.

Are you ready to see how much you’re eligible for?

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Why Heirs Need Money Before Probate Ends

Most heirs are taken completely aback when they discover how long probate actually takes. Like most thinks in the world today, they expect the process to be online and quick — a few days, or maybe a couple of weeks.

Instead, they discover that probate is a slow, bureaucratic, court controlled system that routinely stretches far beyond what anyone considers reasonable.

Even in the simplest estates, delays of six to twelve months are normal. In estates involving real estate, disputes, debt, or missing documents, the timeline can easily extend into multiple years.

During that time, heirs are legally entitled to their inheritance, but they cannot access it. The money is locked inside the estate until the court authorizes distribution.

And while the legal system moves at its own pace, real life doesn’t stop. Bills continue. Emergencies happen. Executors get overwhelmed. Attorneys get busy.

And heirs are left waiting — often without answers, updates, or any sense of when they’ll finally receive what’s theirs.

This is the core reason inheritance advances exist: probate delays create real-world financial pressure.

Many heirs need money before probate ends because of situations like:

  • Executor won’t communicate: Some executors go silent for months, leaving heirs in the dark.
  • Executor won’t distribute funds: Even when assets are available, executors often refuse to release partial distributions.
  • Estate assets must be sold first: Real estate, vehicles, and business interests can take months or years to liquidate.
  • Family disputes: Sibling disagreements, will contests, and beneficiary conflicts can freeze an estate indefinitely.
  • Estate debt or taxes: Creditors, tax filings, and unresolved liabilities can stall probate until everything is settled.
  • Court backlogs: Probate courts are notoriously overloaded, and delays are common even in uncontested cases.
  • Heir emergencies: Medical bills, rent, mortgage payments, tuition, car repairs, and other urgent expenses don’t wait for probate.

For many heirs, the inheritance isn’t a luxury — it’s money they were counting on and genuinely need.

They may have been counting on it to stabilize their finances, pay down debt, cover living expenses, or handle unexpected emergencies.

When probate drags on, the financial strain becomes overwhelming.

An inheritance cash advance solves this problem by giving heirs access to money they’re already entitled to, without waiting for the court system to catch up.

It’s not about borrowing against the future — it’s about unlocking what’s already yours so you can move forward with your life.

Are you ready to see how much you’re eligible for?

Yes, I’d Like a FREE Quote!

How Much Money Can An Inheritance Advance Provide?

One of the first questions heirs ask is: “How much money can I actually get from an inheritance advance?”

The answer depends on several factors, but the process is far more straightforward than most people expect.

Unlike banks, lenders, or financial institutions that rely on credit scores, income verification, or debt-to-income ratios, inheritance funding is based entirely on your expected inheritance and the overall health of the estate.

Most heirs are eligible for an advance of 10% to 40% of their anticipated inheritance. For example, if you expect to receive $100,000 from the estate, your advance might range from $10,000 to $40,000.

The exact amount depends on estate-specific factors, not your personal finances.

Here are the primary factors that determine your advance amount:

  • The size of your inheritance
    Larger inheritances typically qualify for larger advances. If your share of the estate is substantial, TriMark can safely advance a higher percentage because the estate has more room to absorb delays, expenses, or unexpected issues.
  • Estate liquidity
    Liquid estates — those with cash, investment accounts, or easily sold assets — support larger advances. Estates tied up in real estate, businesses, or illiquid assets may qualify for smaller advances because liquidation takes time and carries risk.
  • Complexity or disputes
    If the estate is involved in litigation, will contests, creditor claims, or family disputes, the advance amount may be more conservative. These issues don’t disqualify you — they simply affect the percentage TriMark can responsibly advance.
  • How far along probate is
    The closer the estate is to distribution, the higher the potential advance. Early stage estates can still qualify, but mid and late stage estates often support larger advances because more information is available and fewer unknowns remain.
  • Number of heirs and estate structure
    Estates with multiple beneficiaries, blended families, or complex asset structures may require more verification, which can influence the advance amount.

The key point is this: inheritance advances are tailored to the estate, not the heir. Your credit score doesn’t matter. Your income doesn’t matter. Your debt doesn’t matter. What matters is the value of your inheritance and the estate’s ability to repay the advance once probate is complete.

For many heirs, receiving even a portion of their inheritance now—rather than waiting months or years—can make a life-changing difference. Whether you need $5,000 or $50,000, TriMark structures your advance to be safe, fair, and aligned with your needs and the estate’s value.

Are you ready to see how much you’re eligible for?

Yes, I’d Like a FREE Quote!

Costs, Fees & Pricing

One of the most important things heirs want to understand before accepting an inheritance advance is how much it costs.

And that’s fair — transparency matters, especially in an industry where some companies bury fees, use confusing pricing structures, or make it difficult for heirs to understand what they’re actually paying.

TriMark takes the opposite approach. Our pricing is simple, transparent, and flat fee based, with no compounding interest, no hidden charges, and no surprises. You’ll know the exact cost upfront, and it never changes.

To understand how inheritance advance pricing works, it helps to first understand what it isn’t. An inheritance advance is not a loan, so it doesn’t use:

• Interest rates
• APRs
• Amortization schedules
• Monthly payments
• Credit-based pricing

Instead, the cost of an inheritance advance is determined by the estate, not the heir. The fee reflects the risk TriMark takes by advancing money now and waiting months or years to be repaid — with no guarantee of when the estate will close or how much it will ultimately distribute.

Here are the primary factors that influence pricing:

  • Time until distribution
    The longer probate is expected to take, the higher the risk. Early stage estates typically have higher fees than estates that are nearly ready to distribute.
  • Estate liquidity
    Estates with cash, investment accounts, or easily sold assets typically qualify for lower fees. Estates tied up in illiquid assets may have higher costs due to the time required to convert assets into cash.
  • Estate complexity
    If the estate involves real estate sales, business assets, creditor claims, litigation, or family disputes, the risk increases. Complex estates don’t disqualify you — they affect the fee.
  • Advance amount
    Larger advances carry more risk so that the fee may be higher. Smaller advances often have lower costs because they’re repaid more quickly upon estate closure.
  • Number of heirs and estate structure
    More heirs means more moving parts — and more potential for delays. This can influence the fee, depending on the estate’s complexity.

The key advantage of TriMark’s pricing model is certainty. You’ll receive a clear, written offer that shows:

• The exact amount you’ll receive
• The exact fee
• The exact amount the funding company will receive from the estate later

No surprises. No adjustments. No compounding. No hidden terms.

And because the advance is non-recourse, you never owe more than your inheritance — even if the estate takes longer than expected or distributes less than anticipated.

Are you ready to see how much you’re eligible for?

Yes, I’d Like a FREE Quote!

Inheritance Advance vs Bank Loan

One of the most significant points of confusion for heirs is the difference between an inheritance cash advance and a traditional bank loan.

Online, people often search for terms like “inheritance loan,” “heir loan,” “probate loans,” or “loan on my inheritance,” but what they actually want isn’t a loan; it’s an inheritance advance.

Inheritance advances are a distinct financial product from a traditional bank loan and have none of the obligations, risks, or requirements associated with conventional lending.

A traditional loan is based on you — your credit score, your income, your employment history, your debt-to-income ratio, and your ability to repay. It requires monthly payments, interest, and 100% personal liability for repayment, no matter what.

If you lose your job, fall behind, or face unexpected financial hardship, the lender may pursue collection efforts, damage your credit, seize any collateral you pledged, take legal action, or any combination of those.

An inheritance advance is the opposite. It is based entirely on the estate, not the heir.

There are:

  • No monthly payments
  • No interest rates
  • No credit checks
  • No income requirements
  • No personal liability
  • No risk of collections
  • No risk of owing more than your inheritance

Instead of being repaid by you, an inheritance advance is repaid directly from your share of the estate when probate ends.

You never make payments out of pocket. You never owe money if the estate takes longer than expected. You never face penalties, late fees, or credit damage.

And because the advance is non-recourse, the inheritance advance company cannot pursue you personally under any circumstances.

Inheritance AdvanceTraditional Loan
Monthly Payments:NoYes
Credit Check:NoYes
Personal Liability:NoYes
Recourse:NoneFull recourse
Approval Based on:Your inheritanceYour credit & income
Risk To Heir:NoneHigh
Repayment Source:Estate distribution100% you & your assets

This distinction matters because many heirs assume they won’t qualify for funding due to poor credit, low income, unemployment, or past financial challenges.

With a traditional lender, those concerns would be valid. With an inheritance advance company, however, they’re irrelevant.

TriMark doesn’t evaluate your financial history — we evaluate the estate. If the estate is valid, your inheritance is confirmed, and the probate process is underway, you can qualify for an inheritance cash advance even if you’ve been denied by banks, lenders, or other credit-based institutions.

In short, a traditional loan is a personal financial obligation that you are personally obligated to repay, no matter what, and face severe legal and financial repercussions if you don’t.

An inheritance advance is a probate-based solution that gives you access to money you’re already entitled to receive — with none of the burden, risk, or stress of borrowing.

Are you ready to see how much you’re eligible for?

Yes, I’d Like a FREE Quote!

When An Inheritance Cash Advance Makes Sense

Inheritance advances exist for one reason: probate takes too long, and heirs often need access to their money sooner. While every heir’s situation is unique, there are clear, recurring scenarios where an inheritance advance isn’t just helpful — it’s the most practical, logical, and financially responsible solution available.

One of the most common situations is when the executor won’t release funds.

Executors have significant control over the estate, and many heirs are shocked to discover how little oversight exists day-to-day. Some executors are overwhelmed. Some are inexperienced. Some are unresponsive. And some refuse to provide updates or partial distributions, even when the estate has sufficient liquidity.

When communication breaks down, heirs are left waiting indefinitely with no clear timeline. An inheritance advance bypasses that bottleneck entirely by giving heirs access to money without relying on the executor’s cooperation beyond basic verification.

Another major trigger is probate delays.

Even in uncontested estates, delays are normal. Court backlogs, required notices, creditor periods, tax filings, appraisals, and asset sales all take time. In estates involving real estate, business interests, or complex asset portfolios, the timeline can stretch dramatically. Heirs who expected a quick distribution suddenly find themselves waiting a year or more — often while dealing with financial pressures that can’t wait.

Inheritance advances also make sense when estate assets must be sold before distribution. Real estate can take months to list, market, and close. Vehicles, collectibles, and business assets may require specialized appraisals or negotiations. Until those assets convert to cash, the estate cannot distribute funds. An advance allows heirs to access a portion of their inheritance immediately, without waiting for the estate’s liquidation process.

Family dynamics are another major factor. Multiple heirs, blended families, sibling disputes, or disagreements over the will can freeze an estate for months or years. Even minor conflicts can escalate into legal challenges that halt distribution. An inheritance advance provides heirs with financial stability while the legal process unfolds.

Finally, many heirs face real-world financial challenges: medical bills, rent, mortgage payments, tuition, car repairs, debt, or unexpected emergencies. For these heirs, waiting months or years for probate to finish isn’t realistic. An inheritance advance provides immediate relief without the burden, risk, or obligations of a traditional loan.

In all these situations, an inheritance advance isn’t just a convenience — it’s a lifeline that allows heirs to move forward while probate catches up.

Common Myths & Misconceptions

Inheritance advances are simple, straightforward financial tools — but because most heirs have never encountered them before, misinformation spreads quickly.

People often rely on assumptions, outdated advice, or misunderstandings about how probate works. As a result, many heirs hesitate to explore funding options that could genuinely help them, simply because they’ve heard something inaccurate from a friend, a relative, or an online forum.

Here are the most common myths and the truth behind each one:

  • Myth #1: An inheritance advance is a loan.
    This is the biggest misconception. Heirs often search for “inheritance loans,” but what they actually want is an inheritance advance — a completely different product. There are no monthly payments, no interest, no credit checks, and no personal liability. You never owe money out of pocket. The advance is repaid directly from your share of the estate, not from your bank account.
  • Myth #2: I might owe more than my inheritance.
    Not possible. One of the functions of the underwriting/due diligence process is to make sure this doesn’t happen, so if it ever did, it’s not on you. Inheritance advances are non-recourse, meaning the inheritance funding company bears the risk—not you. If the estate distributes less than expected, or if probate takes longer than anticipated, you never owe the difference. You never pay out of pocket. You never face collections. You never face legal action. Your personal finances are completely protected.
  • Myth #3: The executor can block my advance.
    Executors do not approve or deny inheritance advances. Their only role is to verify basic information about the estate and your rightful claim to your share of it. They cannot prevent you from receiving an advance, nor can they interfere with your decision. The advance does not change their responsibilities, their authority, or the probate process.
  • Myth #4: An advance will delay probate.
    An inheritance advance has ZERO IMPACT on the probate timeline. It does not change court deadlines, executor duties, asset sales, creditor periods, or distribution schedules. Probate continues exactly as it would have without the advance.
  • Myth #5: It’s too expensive.
    This misconception usually arises from comparing advances on inheritance to traditional loans, which is an apples-to-oranges comparison. Inheritance cash advances are priced based on estate risk, not prevailing interest rates or credit scores. And because they’re non-recourse, heirs never face the financial dangers associated with borrowing. For many heirs, the ability to access money now — without payments, interest, or liability — is worth far more than waiting months or years for probate to end.
  • Myth #6: Only people with bad credit use inheritance advances.
    Not true. Heirs from every financial background use advances because probate delays affect everyone — regardless of income, credit score, or economic stability. Many heirs with excellent credit still choose advances because they prefer a no-risk, no-payment, no-credit-check solution.

The bottom line: inheritance advances are safe, probate court-friendly, and designed to help heirs access money they’re already entitled to — without the stress, risk, or obligations of traditional lending.

Are you ready to see how much you’re eligible for?

Yes, I’d Like a FREE Quote!
Inheritance Funding Strategy

Why Heirs Choose TriMark For Inheritance Funding

When heirs begin researching inheritance funding companies, trying to determine which one they will ultimately choose for their inheritance advance, a clear fact pattern emerges, and they quickly discover that not all inheritance loan companies are the same.

Some are new and try to hide fees behind confusing language. Some make the process harder than it needs to be. Some can’t handle large inheritance advances, others won’t consider small inheritance advances, and many lack the experience and expertise to evaluate and fund complex estates, multi-heir situations, or long probate timelines.

How TriMark Is Different

TriMark is different — and heirs consistently choose us for our reputation, transparency, speed, and two decades of experience in the inheritance funding industry.

TriMark has been helping heirs access their inheritance early since 2003, making us one of the oldest, most well-respected, and most trusted companies in the field. That longevity matters.

It means we’ve seen every type of estate: simple estates, complex estates, contested estates, estates tied up in litigation, estates with tax issues, estates with missing heirs, estates with real estate complications, and everything in between. No matter how unusual or challenging your situation may seem, TriMark has handled something like it before.

Heirs also choose TriMark because of our speed. Probate is slow — painfully slow — and when heirs reach out for help, it’s usually in response to real-world financial pressure.

TriMark’s process is designed to move quickly. Applications are simple. Verification is streamlined. Funding is fast. Many heirs receive money within 4 to 6 hours of approval. When you’re dealing with urgent expenses, that speed can make all the difference.

Another primary reason heirs choose TriMark is our transparent, flat fee pricing. There are no hidden charges, no compounding interest, no surprise adjustments, and no confusing terms buried in fine print.

You’ll know exactly what how much you’re receiving and exactly how much will be repaid — and those numbers never change. Heirs appreciate that clarity, especially when other companies use vague or shifting pricing models.

TriMark is also known for being attorney-friendly. Probate attorneys appreciate our professionalism, our communication, and our respect for the legal process.

We don’t interfere with probate. We don’t pressure executors. We don’t create extra work for attorneys. Our role is simple: verify the estate, fund the heir, and wait patiently for distribution.

Finally, heirs choose TriMark because we make the process safe. Our inheritance advances are non-recourse, meaning heirs never owe more than their inheritance and never face personal liability.

When you combine experience, speed, transparency, professionalism, and non-recourse protection, the choice becomes clear. TriMark Legal Funding is the company heirs trust when they need money now and can’t afford to wait for probate to run its course.

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How To Apply For An Inheritance Advance

Applying for an inheritance advance is far simpler than most heirs expect.

Unlike banks, lenders, and traditional financial institutions that require mountains of paperwork, credit checks, income verification, and weeks of underwriting, inheritance funding is designed to be fast, streamlined, and accessible.

The entire underwriting and approval process focuses on determining the estate’s value and the heir’s share value.

That’s why your credit score, employment status, income level, or financial history has no impact on your ability to qualify.

Here is how the application process works, step by step:

  1. Submit a brief application.
    Submit a short application. The first step is quick and straightforward. You can apply online or by phone, and the application typically takes just a few minutes. You’ll provide your contact information and basic details about the estate — the decedent’s name, the county where probate was filed, the executor’s name, and your estimated inheritance. You don’t need exact numbers; estimates are perfectly acceptable.
  2. Provide basic estate details.
    TriMark doesn’t require tax returns, pay stubs, bank statements, or credit reports. Instead, we focus on the estate itself. You may be asked for the probate case number (if you have it), the attorney’s contact information (if one is involved), and any documents you already possess — such as a copy of the will or letters testamentary. If you don’t have these documents, that’s fine. TriMark can obtain them directly from the court or the executor.
  3. TriMark verifies your inheritance.
    TriMark verifies your inheritance. This is the most important part of the process, and it happens behind the scenes. TriMark contacts the executor or probate attorney to confirm your share of the estate, the estate’s assets, any known debts, and the general status of probate. This verification protects you by ensuring the advance is based on accurate, court supported information.
  4. You receive a funding offer.
    Receive your funding offer. Once verification is complete, TriMark calculates your advance amount. You’ll receive a clear, written offer showing exactly how much you’ll receive and exactly what TriMark will receive from the estate later. There are no hidden fees, no moving targets, and no surprises. The numbers you see are the numbers that will appear in the final distribution.
  5. You sign and get funded.
    Sign and get funded. If you accept the offer, you sign a short agreement — usually electronically. Funds are then wired directly to your bank account. Many heirs receive money within 24 hours of approval, and some receive it the same day.
  6. Inheritance funder gets repaid later — not you.
    When probate is closed and the estate disburses funds, the inheritance funding company is repaid directly from your share. You never make payments. You never owe out of pocket. You never face interest, penalties, or personal liability.

The entire process is designed to be fast, fair, hassle-free, and stress-free. For heirs dealing with probate delays, financial pressure, or unresponsive executors, applying for an inheritance advance is often the simplest and most effective way to access money they’re already entitled to.

Are you ready to see how much you’re eligible for?

Yes, I’d Like a FREE Quote!

Are Inheritance Advances Available In Every State

TriMark Inheritance Funding provides inheritance advances to qualified heirs and beneficiaries nationwide who are awaiting distribution of an estate in probate.

While TriMark would like to help everyone, inheritance funding is not available in every state. You can visit inheritance funding availability to learn more.

You can also check any state below to see if TriMark can provide inheritance advances there:

What Banks Do Inheritance Loans Near Me?

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