Heir Cash Advances

This page will explain how heir cash advances work and why they are often used during long probate processes. Many heirs face financial obligations—such as mortgage payments, medical bills, or daily living expenses—long before the estate is ready for distribution. Heir advances provide a way to access a portion of the inheritance early without waiting for probate to conclude.

The full guide will clarify how heir cash advances differ from loans. Because these advances are non-recourse, heirs do not repay them out of pocket. Instead, the funding company is repaid directly from the heir’s share of the estate once probate closes. This structure makes advances accessible even to heirs with limited credit or income.

The page will also outline eligibility factors, including estate size, asset types, executor cooperation, and whether the estate is in active probate. It will explain what documentation is typically required and how long the approval process takes. This helps heirs understand what to expect and how to prepare.

While the full guide is being developed, you can explore our inheritance advances, review probate advances, or visit our inheritance funding knowledge base. To see whether an estate qualifies, you can begin a confidential request on our apply page.