Truck Accident Lawsuit Loans Provide Fast, Non‑Recourse Funding

Yes. Liability disputes are extremely common in truck accident cases, and they do not automatically prevent you from receiving pre‑settlement lawsuit funding.

Every seasoned lawyer expects almost every defendant to deny liability. Why? There are 2 reasons.

First, all personal injury law is built on the principle that the burden of proof is the plaintiff’s responsibility. That means the defendant doesn’t have to prove he didn’t do the thing he is accused of. It is the plaintiff’s responsibility to prove, by a preponderance of the evidence, that he did.

Second, since the mid-1990s, insurance companies like Allstate, Progressive, State Farm, and many others have elevated the “Deny, Delay, Defend” strategy to an art form.

Commercial carriers and their insurers routinely deny fault as a negotiation tactic, even when evidence strongly suggests negligence. Legal funding companies understand this and are not put off by this dynamic.

Underwriters evaluate the totality of the evidence to determine if the defendant was negligent, or at fault.

Key factors include:

🔸 Police report findings
🔸 Witness statements
🔸 Evidence collected from the time of, and scene of, the accident (time-stamped social media posts, text messages, selfies, etc.)
🔸 Dashcam, cell phone, and/or surveillance footage
🔸 Black‑box (ECM) data
🔸 Hours‑of‑Service logs
🔸 Maintenance records
🔸 Drug/alcohol testing results
🔸 Accident reconstruction analysis

Even if the trucking company denies liability, underwriters look at whether your attorney has a credible theory of negligence supported by documentation.

Many of the strongest cases begin with a denial — only to later reveal Hours‑of‑Service violations, falsified logs, improper loading, or mechanical defects.

As long as your attorney can demonstrate a viable claim and there is sufficient insurance coverage, you can still qualify for funding. Liability disputes may slow the case down, but they don’t prevent you from getting the financial support you need while the investigation unfolds.