Large Inheritance Advance Loans

This page will eventually explain how large inheritance advance loans work for heirs expecting substantial distributions from an estate.

High-value estates often include real estate, investment portfolios, business interests, or multiple beneficiaries, all of which can extend the probate timeline. Large advances provide a way for heirs to access meaningful funds early without waiting for the estate to close.

The full guide will outline how funding companies evaluate large estates, including asset types, liquidity, executor cooperation, and the presence of creditor claims. It will also explain how documentation requirements may differ for high-value estates, especially when multiple properties or complex financial assets are involved.

Another key focus will be how large inheritance advances differ from smaller advances. Larger advances may require additional verification, but they remain non-recourse—meaning heirs do not repay them personally.

Instead, repayment comes directly from the heir’s share of the estate once probate concludes. This structure allows heirs to access significant funds without taking on personal debt.

While the full guide is being completed, you can explore our inheritance advances, review probate advances, or visit our inheritance funding knowledge base. To see whether your inheritance qualifies for a large advance, you can begin a confidential request on our apply page.