Prohibited States for Legal Funding

This page will eventually explain which states prohibit legal funding and why certain jurisdictions restrict or ban lawsuit loans. Legal funding laws vary widely across the United States, and some states classify funding as lending, which subjects it to strict regulations that make non-recourse advances impractical or impossible.

The full guide will outline the states where legal funding is not available, the legal reasoning behind these restrictions, and how state legislatures interpret non-recourse advances. It will also explain how consumer protection laws, usury limits, and court rulings influence the availability of funding.

Another major focus will be what plaintiffs in prohibited states can do. While traditional lawsuit funding may not be available, plaintiffs may still have access to other financial resources, such as personal loans, community programs, or attorney-negotiated medical liens. The guide will help plaintiffs understand their options and avoid predatory alternatives.

While the full guide is being completed, you can explore our restricted states overview, review lawsuit funding, or visit our legal finance hub. To see whether your case qualifies for funding in an eligible state, you can begin a confidential request on our apply page.