North Carolina Pre-Settlement Funding

Seriously Injured? Have a Lawsuit? Need Cash Now?

TriMark Legal Funding provides post & pre-settlement lawsuit cash advances to seriously injured plaintiffs throughout NC.

✅ Lightning-Fast Approvals
✅ Simple Interest From 2%
✅ Low, Capped Rates
✅ Zero Risk: No Win/No Pay

North Carolina Lawsuit Settlement Loans

TriMark is one of North Carolina’s foremost legal funding companies. We provide low-cost, no-win/no-pay lawsuit cash advances to seriously injured plaintiffs.

Get Cash Now: Qualifying Is Free & Easy

A car accident loan is a lawsuit cash advance against a portion of your future accident settlement and only plaintiffs can get them. They’re not bank loans and they’re not credit-based so there’s no credit check, and there are no monthly payments either.

Best of all, you only repay the advance after your attorney finishes settling your case. And if you lose or your case doesn’t settle, you get to keep the money we advanced and owe nothing.

That’s about as risk-free as we can make it.

Get the money you need now to keep your head above water and then relax while your attorney finishes negotiating the maximum compensation you deserve.

✔️ Were you injured in an automobile accident?

✔️ Are you being represented by a contingent fee attorney?

✔️ Do you need to get your hands on some money before your case settles?

If you answered yes to all three questions, there’s a good chance you’re already qualified for a car accident settlement loan from TriMark Legal Funding.

And once you’re approved, you could receive cash in as quickly as 4 hours!

Call (877) 932-2628 and speak with one of our funding experts today.

Have Questions?
Call and speak with one of our funding experts today.

Car Accident Loans FAQ

Table of Contents

❓ What are North Carolina accident loans?
❓ Is TriMark Legal Funding legitimate?
❓ Does my case qualify for legal funding?
❓ How much can I get approved for?
❓ Does legal funding win bigger payouts?
❓ How long does the process take?
❓ Does my lawyer need to be involved?
❓ Any limits on how I can use the money?
❓ Will this show up on my credit reports?
❓ Isn’t this a lot riskier than a bank loan?
❓ Will my lawyer lose control of my case?
❓ What if it takes longer than expected?
❓ What if I got funded somewhere else?
❓ Any accidents TriMark does not fund?

What are North Carolina Accident Loans?

Well, for starters, they aren’t actually loans.

Terms like “accident loans” and “lawsuit loans” are used purely out of convenience, but what TriMark Legal Funding provides are not loans.

Instead, they are outcome-contingent cash advances against the proceeds of a potential future lawsuit settlement.

We say “outcome-contingent” because repayment is only required if there is a successful resolution to your personal injury lawsuit. If you lose your case or it doesn’t settle, you do not have to pay back the money we advanced.

19 years’ worth of satisfied clients and counting can’t all be wrong!

Seriously though, TriMark Legal Funding was founded in 2003 and has been one of America’s foremost lawsuit loan companies ever since.

In addition to glowing Trustpilot and Google reviews, we are also A+ Rated with the Better Business Bureau.

Does my case qualify for a pre-settlement car accident loan?

Generally speaking, most plaintiffs will qualify for a car accident loan if they can check these 3 boxes:

❇️ Been injured in an accident
❇️ Retained a contingent fee attorney
❇️ Filed a lawsuit or legal claim against a sufficiently-insured defendant

Meeting those 3 requirements will qualify most injured plaintiffs for vehicle accident pre-settlement funding. That includes all types of vehicle collisions and virtually all types of significant injuries.

How do you determine how much money I can get?

TriMark Legal Funding offers pre-settlement loans on auto accidents from $500 up to $1,000,000+. How much your case is approved for will depend on several factors:

❇️ How much you request
❇️ How severely you were injured
❇️ Whether your case is pending or settled
❇️ Total available insurance coverage
❇️ Input from your attorney
❇️ Our underwriters estimated case valuation

Because approved car accident loans are based on the estimated net settlement amount, the more severe your injuries are, the larger the net settlement amount should be.

  • On pending cases, we can approve pre-settlement car accident loans up to 20% of the estimated net settlement amount.
  • On settled cases, we can approve post-settlement auto accident loans up to 50% of the actual net settlement amount.

How long does it take to get a cash advance on my car accident lawsuit?

The approval and funding process for car accident settlement funding goes like this:

❇️ You either apply online or by calling (877) 932-2628
❇️ We contact your attorney for case details
❇️ Our underwriter reviews your case and approves it
❇️ Funding agreement is sent to you and your attorney
❇️ Funds are sent via wire transfer, ACH, or FedEx Overnight

We have approved and funded auto accident loans in as quickly as 2 hours. Our typical turnaround time with a responsive attorney is 24 hours or 1 business day.

Do I have to have a car accident attorney to get pre-settlement funding?


TriMark will request case details from your attorney and will work with them to determine if you qualify for car accident pre-settlement funding. And after you are approved, you and your attorney will both sign the funding agreement.

Are there any restrictions on how an auto accident loan can be used?

Absolutely not.

Pre-settlement or post-settlement car accident loans are YOUR money from YOUR future potential accident settlement so you are free to use it however you see fit.

Plus, no one knows your financial circumstances better than you. You can use the money to get caught up on past-due bills or pay monthly expenses like rent, co-pays and medical expenses, car payments, insurance, groceries, prescriptions, utility bills or anything else you need.

If I get a loan against my pending accident settlement, will it show up on my credit reports?


Car accident loans against a pending settlement are not the same as an extension of credit like a credit card or car loan is. There are no credit checks and no monthly payment requirements either, so there is no credit bureau reporting ever.

This is also true in the event that you lose your case and don’t have to repay the cash advance.

As an added bonus, because taking a cash advance against your accident settlement isn’t reported to the credit bureaus, it won’t affect your eligibility for home loans, car loans, or other credit products.

Isn’t it riskier to get a car accident loan than a bank loan?

Not even close. Car accident settlement funding is 100% risk-free.

❇️ Good credit required? No
❇️ Is there a credit check? No
❇️ On-time monthly payments every month? No
❇️ Real estate collateral required? No
❇️ Co-signor required? No
❇️ Late payment penalties? No
❇️ Income verification? No
❇️ Employment requirements? No
❇️ Monthly credit bureau reporting? No
❇️ Is full repayment an absolute requirement? No

A bank loan, on the other hand, is loaded with risks and potential penalties that can continue haunting you for up to seven years AFTER the loan has been repaid in full.

❇️ Good credit required? Yes
❇️ Is there a credit check? Yes
❇️ On-time monthly payments every month? Yes
❇️ Real estate collateral required? Usually
❇️ Co-signor required? Sometimes
❇️ Late payment penalties? Yes
❇️ Income verification? Yes
❇️ Employment requirements? Yes
❇️ Monthly credit bureau reporting? Yes
❇️ Is full repayment an absolute requirement? Yes

If I get a car accident cash advance, does my attorney give up any control or management of my case?

No, not at all.

When you get a pre-settlement cash advance on your auto accident case, your attorney will remain 100% in charge of all case management decisions, just like they are now.

Nothing changes with the attorney/client relationship.

What if it takes longer, or much longer to settle my car accident case than we thought it would?

No one has a crystal ball, so it’s anyone’s guess how long it will take to settle your case. TriMark takes steps to protect you from this eventuality, however, before you ever even sign your funding agreement.

First, TriMark offers some of the lowest and most competitive rates in the legal funding industry, backed by our Lowest Rate Guarantee.

And second, almost all of our rates are capped at either 2X or 3X for your safety. Many of our competitors do not offer this built-in safety feature.

“Un-capped rates” means interest accrues unabated until the advance is repaid. If your case runs longer than expected, especially with compounding interest, it could easily consume most or even all of your settlement award, leaving you with nothing after your case is resolved.

“2X or 3X capped rates”, on the other hand, means once the cap is reached (two times (2X) or three times (3X) the funded amount) interest stops accruing. Regardless of how long after that point it takes to settle your case, you will never have to repay one penny more than the capped amount.

It normally takes about 2 to 2.5 years to reach the cap so it is a moot point if your case settles before then. But it can be a comfort knowing the “worst-case scenario” going in, and knowing that even if you reach that point, you and your settlement money are protected and you will still receive the lion’s share of your money if your case runs long.

Can I get an auto accident loan from TriMark if I already got one somewhere else?

Generally speaking, yes you can, but it will depend on a couple of factors.

We would need to buy out the prior advance from the previous legal funding company. Then we just include the buyout amount in your new funding agreement.

On pending cases, we can fund up to 20% of the estimated net value of your potential car accident lawsuit settlement. On settled cases, we can fund up to 50% of the actual net value of your settlement award.

The amount of the new car accident loan you get from TriMark would need to fit within those percentages with some room to spare. As long as it does, getting additional funding shouldn’t be a problem.

An exception is that we don’t buy out prior vehicle accident settlement advances on cases where soft tissue injuries are the only, or most serious, injury.

No, not really.

As long as a person received significant injuries, is represented by a contingent fee attorney, and has clear liability against a sufficiently insured defendant, TriMark can usually offer pre-settlement funding on it.

Insufficient injuries are not fundable.

If you’re ever not sure, just give us a call at (877) 932-2628.

Accident Loans Can Help Level The Playing Field

Aggressive driving such as speeding, tailgating, erratic lane changing, or illegal passing – are a factor in up to 56% of fatal car wrecks.

Car accident settlement loans exist because everyone’s financial circumstances are different.

Not everyone is financially prepared for when hardship or disaster, like a serious car wreck, strikes.

On top of that, tens of millions of people in this country still haven’t fully recovered from the COVID-19 shutdowns. Maybe you’re one of them.

The trouble is that insurance companies have never had a problem using a persons’ dire financial circumstances against them in order to compel acceptance of a low, pennies-on-the-dollar settlement offer.

Depending on your finances, how serious of a motor vehicle accident you were involved in, and how badly you got hurt, there could be a lot of different things going on in your life right now.


  • It was a minor collision and you weren’t hurt that badly. Maybe you got some airbag injuries or a few bumps and bruises and soft tissue injuries and all you needed was chiropractic care, some injections, and a few rounds of physical therapy.

  • Your injuries were a lot more serious and you needed one or more surgeries, intensive care, weeks or months of hospitalization, and rehabilitative therapy. Maybe you were out of work for a while, or maybe you haven’t been able to go back to work since the accident.

  • It was a horrific fatal car accident, a multi-car catastrophic injury accident or a feet on the dash airbag injury accident. Whatever it was, your whole life got turned upside down, major changes are afoot, and going back to work has never been an option.

  • Or maybe it’s somewhere in between.

Auto Accident Loans Create Flexibility

Whatever your particulars are, between all the extra expenses, medical bills, and being off work, there’s a better-than-average chance that you’ve found yourself eyeballs-deep in a financial crunch.

Depending on the severity of your injuries and a few other details, we have the flexibility to offer 3 basic types of car accident settlement loans:

  1. Pre-Settlement Funding (Lump Sum)
    Enyone with a pending lawsuit who is approved for a settlement advance qualifies for this type of cash advance. It is a one-time or one-at-a-time lump sum paid directly to the plaintiff, usually within 4 to 24 hours after they are approved for funding.

    Depending on the plaintiff’s needs and cases’ net value, it is often possible to get multiple lump sum cash advances on a case before it settles.

  2. Pre-Settlement Funding (Recurring)
    This is only available to plaintiffs with very serious or catastrophic injuries. We arrange an initial lump sum payment to get you all caught up on everything, then, usually on the 1st of each month, we send you a recurring deposit to cover your monthly expenses.

  3. Post-Settlement Funding
    Also known as settled case funding, this type of cash advance is available to who already know the net amount they will be receiving and are simply waiting for their money to arrive.

At TriMark Legal Funding, we provide non-recourse pre-settlement funding and post-settlement funding to seriously injured plaintiffs throughout the United States, often in 24 hours or less.

The Golden Rule

You’ve probably already figured it out by now, but if you haven’t, here’s a truth bomb for you:

Insurance Companies Believe In The Golden Rule

No, no, no…not THAT Golden Rule, the other one. The one that says:

“The one with the gold MAKES the rules.”

In other words, the one who has the money gets to control the one who doesn’t.

We Disagree.

Legal funding, by its very nature, disrupts that power imbalance, levels the playing field, and restores a long-absent sense of integrity and fairness to the settlement negotiation process.

Have Questions?
Call and speak with one of our funding experts today.

More Resources About Car Accidents

Over the years, TriMark Legal Funding has seen a lot of different types of car accidents. We help injured plaintiffs, on their worst days, get car accident loans, either pre-settlement or post-settlement, on all of these and many others. Linked pages have additional information:

  • Head-on Collision Accidents
  • Highway Accidents
  • Hit-and-Run Accidents
  • Impaired Driving Accidents
  • Intersection Accidents
  • Jay-Walking Accidents
  • Left Turn Accidents
  • Motorcycle Accidents
  • Multi Car Accidents
  • Override Truck Accidents
  • Parked Car Accidents
  • Parking Lot Accidents
  • Pedestrian Accidents
  • Pothole Accidents
  • Rear-End Collision Accidents
  • Reckless Driving Accidents
  • Rental Car Accidents
  • Rideshare Accidents
  • Road Accidents
  • Road Rage Incidents
  • Roadway Construction Accidents
  • Rollover Accidents
  • Rubbernecking Accidents
  • Seatbelt Injuries
  • Single Vehicle Accidents
  • Smart Car Accidents
  • Speeding Accidents
  • Tailgating Accidents
  • T-Bone Accidents
  • Teen Driving Accidents
  • Texting and Driving Accidents
  • Traffic Accidents
  • Truck Accidents
  • Tunnel Accidents
  • Turnpike Accidents
  • Underinsured Motorist Accidents
  • Uninsured Motorist Accidents
  • U-Turn Accidents
  • Wrong-Way Driving Accidents

In addition, our blog has an ever-expanding trove of excellent articles where you can learn more.

Here are a few examples:

See All of Our Articles About Car Accident Injuries

Car Accident Facts You Need to Know

A large percentage of the civil litigation in the United States is comprised of personal injury lawsuits. These claims are filed under either federal or an individual state’s tort claims act.

For a case to be filed, some type of physical, financial, or emotional injury (or a combination of those) must have been sustained by a person, or damage occurred to a property. This injury or damage must have been caused by wrongful or negligent actions by another person or entity.

Some of the most common types of torts include traffic and motor vehicle accidents, construction site accidents, dog bites, slip and fall accidents, defective products, and medical malpractice cases.

Car accidents are one of the most frequently filed types of lawsuits in the US. Within that category, here are the most common causes:

Distracted Driving

Distracted driving happens when drivers give attention to another activity instead of fully focusing on the task of driving. On average, nine people are killed, and 1,000 people are injured every day in the U.S. in auto accidents caused by distracted drivers.

In 2018, 15% of injury crashes and 8% of fatal crashes were caused by distracted drivers. This resulted in 2,841 fatalities and an estimated 400,000 injuries.


Over the past twenty years, speeding has been a factor in approximately one-third of all motor vehicle fatalities.

Road Rage

Road rage contributes to about 0.8 percent of auto accidents.

Since the U.S. had nearly 6.8 million vehicle crashes in 2019, this means road rage was a factor in about 54,400 accidents per year. Put another way, a road rage incident causes an average of 149 accidents each day in the US.

Fatal Accidents

Cars killed 42,060 people in 2020, up from 39,107 in 2019, according to a preliminary estimate from the National Safety Council (NSC).

That is a staggering 7.6% increase from 2019 with 2,953 more deaths year-over-year. That increase occurred even as the number of miles traveled by car decreased by 13 percent from the previous year due to the COVID-19 pandemic.

It was the biggest single-year spike in the US car fatality rate in nearly a century, and 2021 is on pace to be even worse.

These accidents caused 42,060 fatalities and made motor vehicle crashes a big factor and one of the major causes of death in the U.S.

Fatal car wrecks often result in wrongful death lawsuits. Insurance companies typically do not cover claims like loss of companionship, affection, and support, which forces the family of the deceased to file a wrongful death lawsuit to recover these damages.

Driver Intoxication

The 2018 National Survey on Drug Use and Health (NSDUH) reported that 20.5 million people who were at least 16 years old in 2018 drove under the influence of alcohol and 12.6 million drove under the influence of illicit drugs.

While it is illegal in all 50 states to drive with a blood alcohol content (BAC) of 0.8 g/dL or higher, around 33% of all traffic crash fatalities in the U.S. involve accidents with drivers who were found to be over this limit. In 2018, these crashes killed 10,511 people. In fact, during the decade spanning 2009-2018, more than 10,000 people annually died in drunk driving accidents.

Have Questions?
Call and speak with one of our funding experts today.

See All States Where Vehicle Accident Funding Is Available

Apply For Settlement Funding Now

Lawsuit Funding FAQ Apply Now

It’s fast, free, and easy to qualify for vehicle accident pre-settlement funding.

At a minimum, all you need to qualify is that you must:

  • Have received significant injuries
  • Be represented by a contingent-fee attorney
  • Have clear liability against a sufficiently-insured defendant

Isn’t it finally time for you to take back control of your finances?

Call Us At (877) 932-2628 or

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Two are dead, including a Memphis police officer, after an early morning crash on Shelby Drive. The Memphis Police Department said the MPD officer who was involved died at Regional One. The driver of the other vehicle died at the scene. The crash happened around 2:30 a.m. Thursday at East Shelby Drive and Pleasant Hill. MPD said the officer was driving eastbound on East Shelby Dr. when another vehicle traveling northbound on Pleasant Hill hit the officer's squad car. Due to this being a deadly crash involving an on-duty officer, the Tennessee Highway Patrol is conducting the investigation. The Memphis Police Association identified the officer killed as Officer Corille Jones…. Read more
Could COVID-19 have caused a 97 mph crash that killed a retired Millard Public Schools teacher? An attorney for driver Gerard Skutnik, 55, said Skutnik believed he was suffering from the coronavirus and blacked out on 144th Street on his way to get tested on Nov. 29. Skutnik drove his Toyota Tundra truck 96.9 mph and caused a collision that killed a retired teacher who had been stopped at a red light at 144th Street and Eldorado Drive, according to a police affidavit. Nebraska attorney Glenn Shapiro said he wants to gather more information but speculated as to whether brain fog or respiratory distress may have caused his client to drive more than twice the 45 mph speed limit and ram into three cars that … Read more
Ohio ranks among the 11 worst states in the country when it comes to traffic safety laws, according to a new report issued Tuesday. Advocates for Highway and Public Safety gave the state a “red” rating, meaning its laws are some of the most lax in the country. The nonprofit is funded in part by insurance companies but also includes law enforcement and public health advocates. President Cathy Chase says Ohio has a lot of work to do. "Ohio is what we call dangerously red and we are definitely pushing for all of the red states to move up,” Chase told Local 12. "We are at a time in surface transportation history when motor vehicle crash fatalities are surging." Indeed, the low ranking comes as traffic … Read more
Two people were killed and two others were hurt in a crashin Charlotte, North Carolina Tuesday morning, authorities said.  Medic responded to a reported crash on Freedom Drive near Alleghany Street around 5:30 a.m. The crash involved a 2004 Nissan Maxima and a 2017 Hyundai Sonata and both received severe damage.  Medic said two people were pronounced dead at the scene. The Charlotte-Mecklenburg Police Department confirmed the identities of the two as Onjenay Porter, 25, and David Coleman, 32. They were passengers in the 2004 Nissan Maxima.  The drivers of both vehicles were taken to a hospital for treatment.  CMPD says the Nissan turned directly in front of the Hyundai, causing the crash.  The driver, Kenya Harris, was determined to be impaired by an officer. … Read more
As Washington went quiet in the early days of the pandemic, Staci Hoff figured at least it would mean fewer deaths on the roads in 2020. She was wrong. Then, as cars began returning in 2021, she hoped maybe the carnage would slow as congestion increased and speeds decreased. She was wrong again. Washington ended 2021 with more fatal and serious car crashes than it’s seen in 15 years. On the heels of an especially deadly 2020, the continued rise is a frustrating and increasingly confounding trend that’s playing out nationwide. Experts can’t point to a single reason. “We have talked 2020 to death, but it is the end of 2021 and this was way worse,” said Hoff, research director for the Washington Traffic Safety … Read more
A common occurrence, yet and still something most drivers try to avoid, a car crash affects all parties involved. Car crashes can range from a mere inconvenience or a life-altering event. On the more drastic side, it could end in thousands of dollars spent in repairs, medical bills or even have a fatal outcome. Defensive driving is recommended by experts for all drivers. It is important to take proper precautions while on the road to keep yourself and those around you safe. But unfortunately, no matter how competent a driver one may be, there are times when a car crash is unavoidable. Car crash statistics: About three million people in the US are injured every year in car accidents, according to the Center for Disease Control (CDC). … Read more
Pandemic lockdowns and stay-at-home orders kept many drivers off U.S. roads and highways last year. But those who did venture out found open lanes that only invited reckless driving, leading to a sharp increase in traffic-crash deaths across the country. The nonprofit National Safety Council estimates in a report issued Thursday that 42,060 people died in vehicle crashes in 2020, an 8% increase over 2019 and the first jump in four years. Plus, the fatality rate per 100 million miles driven spiked 24%, the largest annual percentage increase since the council began collecting data in 1923. And even though traffic is now getting close to pre-coronavirus levels, the bad behavior on the roads is continuing, authorities say. “It’s kind of terrifying what we're seeing on … Read more

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