Structured Settlement Buyouts

Structured settlement buyouts allow you to convert future payments into immediate cash. Whether you need money for emergencies, debt relief, relocation, or major purchases, buyouts give you flexibility by letting you access value that would otherwise arrive slowly over time.

Before choosing a buyout type, review our structured settlement knowledge base for background on payment structures, valuation, and tax considerations. You can also explore our pages on selling structured settlement payments and lump sum buyouts to compare your options.

Buyouts typically fall into three categories: lump sum buyouts, partial buyouts, and payment buyouts. Each option has different implications for your remaining income, long‑term financial security, and court approval requirements.

For general financial and consumer protection information, you may find helpful resources from the Consumer Financial Protection Bureau and the Internal Revenue Service.

Understanding how buyouts work—and how they affect your future payments—can help you choose the right structure for your goals and timeline.