Legal Funding FAQ

This Legal Funding FAQ provides clear, straightforward answers to the most common questions plaintiffs ask when considering pre-settlement funding. Because lawsuits can take months or years to resolve, many people need financial support to cover essential expenses while waiting for a settlement. Legal funding offers a non-recourse advance based on the strength of your case—not your credit score or income.

What is legal funding?
Legal funding is a non-recourse cash advance provided to plaintiffs with active lawsuits. Repayment only occurs if your attorney wins or settles your case. If you lose, you owe nothing. To learn more, visit our guide on how legal funding works.

Who qualifies for legal funding?
Eligibility depends on the strength of your case and whether you have an attorney representing you on a contingency basis. For full details, review our legal funding eligibility guide or our page on Do I Qualify for Legal Funding?.

What types of cases are eligible?
Many case types qualify, including personal injury, motor vehicle accidents, civil rights discrimination, and employment-related claims such as hostile work environment or quid pro quo harassment. Some cases may be ineligible; see our ineligible cases page for details.

How long does approval take?
Once your attorney provides the necessary documentation, many funding decisions are made the same day. Timing depends on case complexity and how quickly information is provided.

How can the funds be used?
Plaintiffs typically use legal funding to cover rent, utilities, groceries, medical bills, transportation, childcare, and other essential expenses while their case progresses.

Do I need good credit?
No. Legal funding is based entirely on case strength, not credit history, employment status, or income.

What happens if I lose my case?
Because legal funding is non-recourse, you owe nothing if your attorney does not win or settle your case.

Where can I learn more?
For authoritative information on civil litigation and legal rights, you may find it helpful to review resources from the United States Courts and the Legal Services Corporation. These organizations provide trustworthy guidance on how lawsuits progress and why legal funding can be an important tool during long legal battles.