Legal Funding Eligibility

Legal funding eligibility is based primarily on the strength of your case—not your credit score, income, or employment history. Because pre-settlement funding is a non-recourse advance, funding companies evaluate whether your attorney is likely to win or settle your case. This makes legal funding accessible to many plaintiffs who are struggling financially while waiting for their lawsuit to resolve.

To qualify for legal funding, you must have an attorney representing you on a contingency basis. This ensures that your attorney is aligned with your interests and that repayment only occurs if your case is successful. Eligibility also depends on the type of case you have. Personal injury claims, motor vehicle accident lawsuits, and civil rights discrimination cases are commonly approved because they often involve clear liability and insurance coverage.

Some case types require additional review. Employment-related claims such as hostile work environment or quid pro quo harassment may qualify depending on documentation and evidence. More complex cases—such as qui tam whistleblower lawsuits, medical malpractice claims, and mass torts—may also be eligible, but approval depends on the specifics of your case and the information your attorney can provide.

Legal funding is designed to help plaintiffs cover essential expenses such as rent, utilities, medical bills, transportation, and daily living costs while their case moves forward. Because repayment only occurs if your attorney wins or settles your case, legal funding provides a financial safety net without adding long-term debt. To understand the full process, you can explore our detailed guide on how legal funding works.

For authoritative information on civil litigation and legal rights, you may find it helpful to review resources from the United States Courts and the Legal Services Corporation. These organizations provide trustworthy information that helps plaintiffs understand how lawsuits progress and why eligibility requirements vary by case type.