Car Accident Loans

Behind On Bills? Get A Cash Advance For Your Car Accident Settlement

✅ 12-24 Hour Approvals
✅ Low Rate Guarantee
✅ Repay Only If You Win
✅ No Credit Checks

TriMark is one of America’s foremost car accident lawsuit funding companies. We have provided fast, low-cost loans for car accidents to injured plaintiffs nationwide – often within 24 hours – since 2003.

A Specialized Car Accident Loan Just For Plaintiffs

Car accident settlement loans provide immediate financial relief to plaintiffs who have been seriously injured in car wrecks and other motor vehicle accidents.

38,824 people died in motor vehicle crashes in 2020. That same year, there were 1,593,390 crashes that resulted in injuries. And many of those included multiple injured people per crash. In all, over 2 million people are seriously injured in vehicle accidents each year.

are behind on bills, and are waiting patiently for their attorneys to finish negotiating their workers compensation settlements.

Workers Comp Loans

A lot of injured workers fall behind on bills; it’s not at all uncommon. It makes sense too, because workers comp only pays a maximum of 2/3 of an injured worker’s weekly paycheck.

Without a cash advance for workers comp claims to help offset those lost wages, it can be a back-breaker that sets people back for years.

Why? Because the simple fact is that most household budgets can’t afford to take a 33% pay cut, literally overnight, and then continue to maintain the same standard of living as before.

The Long, Hard Road To A Workers Comp Settlement

Consider this; it takes an average of 18 to 24 months to negotiate a workers comp settlement. Your lawyers said you have a strong case. They also said you need to be patient.

But when you’re living it day-to-day, eyeballs-deep in debt, teetering on an eviction, with creditors calling around the clock, 24 months can feel like F-O-R-E-V-E-R.

For a lot of people, it can be a crushing burden just to cover their basic living expenses each month. And now, with skyrocketing inflation, the price of everything going through the roof, $6+ a gallon for gas, and well, you get the picture.

Adding insult to injury, that little voice in the back of your mind keeps reminding you that missed and late payments are the #1 leading cause of bad credit.

And with bad credit, of course, it will be virtually impossible – for years after your settlement has been resolved – to get a mortgage or HELOC, car loans, credit cards, or anything else you’re going to need to move on with your life.

Finally…A Loan For People On Workers Compensation

When you’re injured, out of work, out of money, and behind on bills, landlords, banks, and other creditors are not your friends.

More to the point, they do not care about your problems. They want their money, period. On-time. Every time. Or else.

This is when workers compensation settlement funding from TriMark can be a real lifesaver.

Cash Advances For Workers Comp Claims

Phrases like “pre-settlement loans” and “workers comp lawsuit loans” get thrown around a lot, but they’re something of a misnomer.

That’s because the money that TriMark Legal Funding provides to plaintiffs isn’t really a loan* at all.

Instead, it is an outcome-contingent, non-credit-based cash advance on workers comp settlement proceeds, and only plaintiffs can get them.

Better Than A Bank

Workers comp pre-settlement funding has a number of powerful characteristics. Not the least of which is the fact that it completely ignores the standard go/no-go creditworthiness test used by banks before they loan money to someone (commonly known as “The 5 C’s“).

All other benefits notwithstanding, this fact alone makes workers comp lawsuit funding a far superior option for injured plaintiffs when compared to traditional banks and lending institutions.

Workers Compensation Loans vs Bank Loans

If you’re recovering from a work-related injury, are behind on your bills, and need money like, yesterday, you’re in the right place.

For qualified applicants, workers comp lawsuit loans are exponentially easier to get and the approval process is far more user-friendly than turning to a bank for help.

Here are a few important differences:

Bank Loans Require:

☑️ Good to excellent credit
☑️ Verifiable income
☑️ Verifiable employment
☑️ Real estate collateral
☑️ Monthly payments
☑️ Repayment, no matter what

Workers Comp Lawsuit Loans:

✅ Bad credit is OK
✅ No income is OK
✅ Unemployed is OK
✅ Your case is the collateral
✅ No co-signor
✅ No monthly payments
✅ Only repay if you win

Is It Hard To Get Workers Comp Lawsuit Loans?

Not at all. Requests for legal funding on workers compensation claims is arguably the easiest and least document-intensive type of case TriMark can approve.

Finding out if your case should qualify for a workers comp loan is also fast, simple, and hassle-free.

In fact, just answer these 4 questions:

✔️ Are you a resident of, and injured in Alaska, Connecticut, Florida, Georgia, Louisiana, Missouri, Montana, Ohio, Oklahoma, Rhode Island, Tennessee, Washington, or Wyoming? (These are the ONLY states where workers comp loans are available.)

✔️ Do you have an accepted workers comp claim?

✔️ Are you represented by a contingent fee attorney?

✔️ Is this the first time you will receive funding on this case?

If you answered ‘yes’ to all four questions, you are pre-qualified for a workers comp lawsuit loan.

Complete your application now.

Still have questions? Call us!

(877) 932-2628

Why Workers Compensation Loans Are So Popular

Workers comp pre-settlement funding from TriMark is fast, affordable, and 100% risk-free. Approval is based on the strengths and merits of your case rather than your credit score and repayment isn’t required unless, and until, you win your case.

There are no credit checks, no astronomical interest rates, no hidden fees, and no reason to keep struggling, if you don’t have to.

And the best part?

If you apply now, you could receive the cash you need as quickly as tomorrow.

Curious About Workers Comp Settlement Loans?

Call (877) 932-2628 and speak with one of our legal funding experts now.

Workers Comp Pre-Settlement Funding FAQ

Workers Comp Pre Settlement Funding FAQ

As you might imagine, we’ve gotten a lot of questions about workers compensation loans over the last 2 decades. Below are answers to many of our most commonly-asked questions.

Give us a call at (877) 932-2628 or send us a message if you don’t find an answer to your questions.

What Is A Workers Comp Lawsuit Loan?

A workers comp loan is a fast, risk-free, easy-to-qualify-for, non-recourse cash advance on workers comp settlement proceeds that a claimant expects to receive at the conclusion of settlement negotiations or litigation.

They are not credit-based and they are only available to injured workers with accepted workers comp claims in qualifying states who are currently represented by a contingent-fee attorney.

Approval is based on the strength and merits of the claim rather than the creditworthiness of the borrower. Repayment is only required if the underlying case is resolved successfully. If it isn’t, the borrower has no obligation to repay the advance.

How Much Does Workers Compensation Settlement Funding Cost?

Pre-settlement funding rates and terms may vary but our workers comp loan rates are typically below 3% monthly.

Can I Get A Loan While On Workers Comp?

It’s fast, easy, and FREE to apply.

It only takes a minute to complete a brief application and then we’ll take it from there.

If you reside and were injured in AK, CT, FL, GA, LA, MO, MT, OH, OK, RI, TN, WA, or WY and you have an accepted workers comp claim and a contingent fee attorney is negotiating your settlement, you can apply online or call (877) 932-2628 and we’ll take your application right over the phone.

We’ll contact your attorney to confirm some details about your case and after you’re approved, funds can be sent by ACH, wire transfer, FedEx Overnight, or Western Union/MoneyGram.

How Much Workers Compensation Lawsuit Funding Can I Get?

Settlement loans for workers comp claims can range from $500 to $50,000+.

The amount you are approved for will depend on how much you need, how developed your case is, the extent and severity of your injuries, and other factors.

Are Workers Comp Lawsuit Loans Available In My State?

It depends what state you’re in.

Legal funding for workers compensation claims is only available to plaintiffs who reside in, and were injured in, the following 13 states: Alaska, Connecticut, Florida, Georgia, Louisiana, Missouri, Montana, Ohio, Oklahoma, Rhode Island, Tennessee, Washington, or Wyoming.

With only one exception, if your state is not in this list, you are not eligible for a workers comp settlement loan.

What Is The “One Exception”?

If you have a third-party liability lawsuit in addition to your workers comp claim, we can consider that case for lawsuit funding.

A third-party liability lawsuit is a civil lawsuit that is filed separately from your workers comp claim but the injury occurred during the same accident.

❇️ Example: You were using a poorly-maintained piece of hydraulic equipment at work. The equipment failed due to the lack of manufacturer-recommended maintenance and you got seriously injured as a result. You file a workers comp claim because you were injured at work. You also file a premises liability lawsuit against your employer for failure to properly maintain the equipment, which is the negligence that caused the unsafe work environment to begin with.

Other examples include auto accidents, slip and fall accidents, construction site accidents, tractor trailer accident case funding, product liability lawsuits, or premises liability lawsuits that your attorney is pursuing on your behalf, in addition to your workers comp claim.

Call us at (877) 932-2628 if you are unclear about this exception.

What Does “100% Risk-Free” and “Non-Recourse” Mean As They Pertain To Settlement Loans For Workers Comp?

It means that repayment of the cash advance is only required if the workers comp claim results in a settlement.

❇️ If the case is resolved successfully, the advance is repaid out of your settlement proceeds.
❇️ If the case is lost or doesn’t settle, you have no obligation to repay the advance.

It also means that if the case is not resolved successfully, the lender has no legal recourse against the borrower to compel repayment of the advance.

As such, the legal funding company assumes 100% of the risk for repayment and makes the transaction 100% risk-free to the borrower.

Don’t Banks Offer A Personal Loan On Workers Compensation Claims?


Banks simply do not understand the latent monetary value of future workers comp settlements.

For personal loans, banks require excellent credit scores, unencumbered real estate as collateral, verifiable employment and income, and the ability to make regular monthly payments.

Most workers comp recipients are unable to satisfy those requirements.

Will Workers Compensation Settlement Funding Show Up On My Credit Reports?


Cash advances on workers comp settlements are never reported to credit bureaus.

Can I Still Get A Cash Advance On A Workers Comp Settlement If I Have Bad Credit?


Workers comp lawsuit loans are approved or denied based on the strengths and merits of your case; not how high or low your credit score.

Do You Buyout Workers Compensation Loans from Other Funders?


TriMark will not do a prior funding buyout on any existing workers comp settlement advances from any other funders. To our knowledge, no other legal funding company will do that either.

Can I Get More Than One Workers Comp Loan?

As a general rule, no.

Exceptions have occasionally been made under certain circumstances on a case-by-case basis.

When you receive your first workers comp cash advance through a company other than TriMark Legal Funding, you will need to go back to that company. TriMark will not buy out or fund additional on that contract.

If you received your first settlement advance through TriMark, our underwriters will review a number of factors before they approve an additional cash advance on your workers comp settlement including, but not limited to:

❇️ How much did you receive with your first cash advance?
❇️ What is the estimated net settlement value of your case?
❇️ How long has it been since you got your last advance?
❇️ Have you reached maximum medical improvement (MMI)?
❇️ Has there been any significant new developments on the case since your last cash advance?
❇️ How long until your settlement agreement is finalized?

Can I Get Workers Comp Loans In California?


TriMark does not currently offer a workers comp settlement advance in California, and to our knowledge, no other legal funding companies offer them either.

Are Workers Compensation Loans in New York Available?


Workers comp settlement advances in New York are not available. To our knowledge, no other lawsuit loan companies offer them either.

Can I Get Workers Comp Loans in Pennsylvania?


TriMark does not currently offer workers comp loans in PA, and to our knowledge, no other lawsuit funding companies offer them either.

Are Workers Comp Loans in Illinois Available?


TriMark does not currently offer workers comp loans in Illinois, and to our knowledge, no other legal funding companies offer them either.

Why Isn’t Workers Compensation Lawsuit Funding Available In My State?

It depends on the state.

Some (AR, DC, KY, MD, and WV) simply prohibit legal funding altogether. Among the remaining states, the most common reason is that the settlement check gets sent directly from the insurance company to the claimant rather than being sent to the attorney.

To be eligible for legal funding, however, the settlement check must be deposited into the attorney’s trust account first and then funds are disbursed to the claimant from there.

I Was Injured At Work And My Employer Had General Liability Insurance, But Didn’t Carry Workers Comp Insurance. Can I Still Get A Lawsuit Cash Advance?

In all likelihood, yes, assuming you incurred significant injuries and there is clear liability against a sufficiently-insured defendant and you are represented by a contingent fee attorney.

TriMark provides pre-settlement funding (lawsuit loans) and post-settlement funding (settled case funding) on virtually all types of personal injury lawsuits, employment litigation, and workplace injury claims.

I’m Handling My Workers Comp Claim Myself, Without An Attorney. Can I Still Get A Cash Advance?


Without exception, you must be represented by a contingent fee attorney to qualify for any kind of legal funding, including workers comp advances.

Is Workers Comp Pre Settlement Funding Available On Federal Workers Compensation Claims?


TriMark Legal Funding only offers cash advances on state workers comp settlements.

Can I Get A Workers Comp Loan On My Jones Act Lawsuit?


Maritime workers are not covered under workers comp. They must seek injury compensation under the Jones Act.

Learn how to get pre-settlement funding on a Jones Act Lawsuit.

Can Injured Railroad Employees Get Workers Comp Lawsuit Loans?


Railroad employees are also not covered under workers compensation and must seek injury compensation under the Federal Employers’ Liability Act (FELA).

Learn how to get legal funding on FELA lawsuit settlements.

Get Legal Funding Now

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Car Accident Loans

Were You Injured In A Car Accident And Now You’re Behind On Bills?

TriMark Legal Funding provides pre-settlement loans on auto accidents.

TriMark is one of America’s foremost auto accident loan companies. We provide low-cost pre-settlement car accident loans to injury victims nationwide.

Get Help Fast: It’s Free & Easy To Qualify

Pre-settlement auto accident loans are often the only difference between settling for a pennies-on-the-dollar offer and settling for what a person’s injuries actually deserve.

Car accident loans for injured plaintiffs nationwide.

Which would YOU prefer to settle your car accident lawsuit for?

If you’re behind on bills because you got injured in a car accident that was someone else’s fault and you’ve retained an attorney to make sure you’re fairly compensated for your injuries, TriMark Legal Funding wants to help you.

Car Accident Loans

A car accident loan is a lawsuit cash advance against a portion of your future accident settlement and only plaintiffs can get them. They’re not bank loans and they’re not credit-based so there’s no credit check, and there are no monthly payments either.

Best of all, you only repay the advance after your attorney finishes settling your case. And if you lose or your case doesn’t settle, you get to keep the money we advanced and owe nothing.

That’s about as risk-free as we can make it.

You Probably Already Qualify

Get the money you need now to keep your head above water and then relax while your attorney finishes negotiating the maximum compensation you deserve.

✔️ Were you injured in an automobile accident?

✔️ Are you being represented by a contingent fee attorney?

✔️ Do you need to get your hands on some money before your case settles?

If you answered yes to all three questions, there’s a good chance you’re already qualified for a car accident settlement loan from TriMark Legal Funding.

And once you’re approved, you could receive cash in as quickly as 4 hours!

Curious About Getting A Car Accident Loan?

Call (877) 932-2628 and speak with one of our funding experts today.

[video_lightbox_youtube video_id=”–kRpkSwv9w” width=”640″ height=”480″ auto_thumb=”1″]

Car accident loans are available on all types of vehicle accidents and nearly all types of injury.

Auto Accident Loans FAQ

❓ Q: How Much Money Can I Get From a Car Accident Loan?

A: TriMark Legal Funding offers pre-settlement loans on auto accidents from $500 up to $1,000,000+. How much your case is approved for will depend on several factors:

❇️ How much you request
❇️ How severely you were injured
❇️ Whether your case is pending or settled
❇️ Total available insurance coverage
❇️ Input from your attorney
❇️ Our underwriters estimated case valuation

Because approved car accident loans are based on the estimated net settlement amount, the more severe your injuries are, the larger the net settlement amount should be.

➡️ Pending cases: we can fund up to 20% of the estimated net settlement.
➡️ Settled cases: we can fund up to 50% of the actual net settlement.

❓ Q: How Much Will An Auto Accident Loan Cost?

A: The short answer to how much a car accident loan will cost is “it depends”.

There’s no such thing as a one-size-fits-all auto accident loan rate for every plaintiff, on every case, every time. Our rates start as low as 1.5% simple interest, but not everyone will qualify for that.

There are a number of factors that can affect legal funding rates. Thinks like:

✳️ Is the case still spending or already settled?
✳️ What state is the plaintiff and the case in?
✳️ How well-developed is the case?
✳️ How serious were your injuries?
✳️ How much total insurance coverage is available?
✳️ Will you make a full recovery or are your injuries permanent?
✳️ Is there any prior funding on the case?

To get the absolute best rates for your legal funding advance, complete an application or give us a call at (877) 932-2628.

❓ Q: What Is A Car Accident Loan?

A: Well, for starters, it isn’t actually a loan.

The terms “accident loans”, “car accident loans” and “auto accident loans” are used purely out of convenience, but technically, what TriMark provides are not loans and are not subject to lending laws.

They are an outcome-contingent lawsuit cash advance against your potential car accident settlement.

Outcome-contingent means that repayment is not absolute; it depends on a certain outcome. In this case, the successful settlement of your personal injury lawsuit. That means if you lose or your case doesn’t settle, you don’t have to repay a dime.

If you have questions or you’d like to apply, give us a call at (877) 932-2628 and we’ll be happy to answer your questions and walk you through the process.

❓ Q: Does My Case Qualify For A Pre-Settlement Car Accident Loan?

A: Generally speaking, most plaintiffs are pre-qualified for a car accident loan if they can check these 3 boxes:

❇️ Been injured in an accident
❇️ Retained a contingent fee attorney
❇️ Filed a lawsuit or legal claim against a sufficiently-insured defendant

Meeting those 3 requirements will qualify most injured plaintiffs for vehicle accident pre-settlement funding. That includes all types of vehicle collisions and virtually all types of significant injuries.

❓ Q: How Do I Know TriMark Legal Funding Is Legitimate?

A: 19 years’ worth of satisfied clients and counting can’t all be wrong!

Seriously though, TriMark Legal Funding was founded in 2003 and has been one of America’s foremost lawsuit loan companies ever since.

In addition to glowing Trustpilot and Google reviews, we are also A+ Rated with the Better Business Bureau.

❓ Q: Does Legal Funding Win Bigger Payouts?

TriMark Legal Funding makes no promise, warranty, or guarantee, explicit or implicit, regarding any particular outcome, positive or negative, that non-recourse litigation funding (aka legal funding), may have on the final value of any negotiated settlement or jury award amount.

A: The aforementioned disclaimer notwithstanding, Jennifer Marshall, an insurance industry ratings department director, cut right to the heart of the matter in a July 12, 2021 Business Insurance article, wherein she confirmed that winning larger awards and settlements is PRECISELY what litigation funding helps plaintiffs do.
Here is an excerpt, “straight from the horse’s mouth”, that reflects the insurance industry’s current thinking:

“Many insurance industry participants are unhappy with the growth of litigation funding. Jennifer Marshall, a director in the property/casualty ratings department at A.M. Best Co. in Oldwick, New Jersey, said it puts upward pressure on claims costs and drives increases in awards and settlements.

There’s no question that times are definitely changing for insurance companies, and not so much in their favor.

You can see the larger discussion and learn more here:

➡️ Does Litigation Funding Help Plaintiffs Win Bigger Settlements?

❓ Q: How Long Does The Process Take To Get A Cash Advance On My Car Accident Lawsuit?

A: The approval and funding process for car accident settlement funding goes like this:

❇️ Apply online or call (877) 932-2628
❇️ We contact your attorney for case details
❇️ Our underwriter reviews your case and approves it
❇️ Funding agreement is sent to you and your attorney
❇️ Funds are sent via wire transfer, ACH, or FedEx Overnight

We have approved and funded auto accident loans in as quickly as 2 hours. Our typical turnaround time with a responsive attorney is 24 hours or 1 business day.

❓ Q: Does My Car Accident Attorney Have To Be Involved For Me To Get Pre-Settlement Funding?

A: Yes.

TriMark will request case details from your attorney and will work with them to determine if you qualify for car accident pre-settlement funding. And after you are approved, you and your attorney will both sign the funding agreement.

❓ Q: Are There Any Limits Or Restrictions On How I Can Use The Money From An Auto Accident Loan?

A: No.

Pre-settlement or post-settlement car accident loans are YOUR money from YOUR future potential accident settlement so you are free to use it however you see fit.

Plus, no one knows your financial circumstances better than you. You can use the money to get caught up on past-due bills or pay monthly expenses like rent, co-pays and medical expenses, car payments, insurance, groceries, prescriptions, utility bills or anything else you need.

❓ Q: Will It Show Up On My Credit Reports If I Get A Loan Against My Car Accident Settlement?

A: No.

Car accident loans against a pending settlement are not the same as an extension of credit like a credit card or car loan is. There are no credit checks and no monthly payment requirements either, so there is no credit bureau reporting ever.

This is also true in the event that you lose your case and don’t have to repay the cash advance.

As an added bonus, because taking a cash advance against your accident settlement isn’t reported to the credit bureaus, it won’t affect your eligibility for home loans, car loans, or other credit products.

❓ Q: Isn’t A Car Accident Loan A Lot Riskier Than A Bank Loan?

A: Not even close; car accident settlement funding is 100% risk-free.

❇️ Good credit required? No
❇️ Is there a credit check? No
❇️ On-time monthly payments every month? No
❇️ Real estate collateral required? No
❇️ Co-signor required? No
❇️ Late payment penalties? No
❇️ Income verification? No
❇️ Employment requirements? No
❇️ Monthly credit bureau reporting? No
❇️ Is full repayment an absolute requirement? No

A bank loan, on the other hand, is loaded with risks and potential penalties that can continue haunting you for up to seven years AFTER the loan has been repaid in full.

❇️ Good credit required? Yes
❇️ Is there a credit check? Yes
❇️ On-time monthly payments every month? Yes
❇️ Real estate collateral required? Usually
❇️ Co-signor required? Sometimes
❇️ Late payment penalties? Yes
❇️ Income verification? Yes
❇️ Employment requirements? Yes
❇️ Monthly credit bureau reporting? Yes
❇️ Is full repayment an absolute requirement? Yes

❓ Q: Will My Lawyer Have To Give Up Control Or Management Of My Case If I Get A Car Accident Cash Advance?

A: No, not at all.

When you get a pre-settlement cash advance on your auto accident case, your attorney will remain 100% in charge of all case management decisions, just like they are now.
Nothing changes with the attorney/client relationship.

❓ Q: What If It Takes Longer Than We Expected To Settle My Car Accident Lawsuit?

A: No one has a crystal ball, so it’s anyone’s guess how long it will take to settle your case.

TriMark takes steps to protect you from this eventuality, however, before you ever even sign your funding agreement.

First, TriMark offers some of the lowest and most competitive rates in the legal funding industry, backed by our Lowest Rate Guarantee.

And second, almost all of our rates are capped at either 2X or 3X for your safety. Many of our competitors do not offer this built-in safety feature.

Capped Rates; Your Safety Net
“Un-capped rates” means interest accrues unabated until the advance is repaid. If your case runs longer than expected, especially with compounding interest, it could easily consume most or even all of your settlement award, leaving you with nothing after your case is resolved.

“2X or 3X capped rates”, on the other hand, means once the cap is reached (two times (2X) or three times (3X) the funded amount) interest stops accruing. Regardless of how long after that point it takes to settle your case, you will never have to repay one penny more than the capped amount.

It normally takes about 2 to 2.5 years to reach the cap so it is a moot point if your case settles before then. But it can be a comfort knowing the “worst-case scenario” going in, and knowing that even if you reach that point, you and your settlement money are protected and you will still receive the lion’s share of your money if your case runs long.

❓ Q: Can I Get More Than One Auto Accident Loan? I Got One Elsewhere Already, But Can I Get Another Once From TriMark?

A: Generally speaking, yes you can, but it will depend on a couple of factors.

We would need to buy out the prior advance from the previous legal funding company. Then we just include the buyout amount in your new funding agreement.

On pending cases, we can fund up to 20% of the estimated net value of your potential car accident lawsuit settlement. On settled cases, we can fund up to 50% of the actual net value of your settlement award.

The amount of the new car accident loan you get from TriMark would need to fit within those percentages with some room to spare. As long as it does, getting additional funding shouldn’t be a problem.

An exception is that we don’t buy out prior vehicle accident settlement advances on cases where soft tissue injuries are the only, or most serious, injury.

❓ Q: Are There Any Kinds Of Vehicle Accidents That TriMark Does Not Offer Legal Funding On?

A: As long as a person satisfies the 3 basic requirements of having received significant injuries, is represented by a contingent fee attorney, and has clear liability against a sufficiently insured defendant, TriMark can usually offer pre-settlement funding on it.

Cases with insufficient injuries or only mild soft tissue injuries are not fundable.

If you’re ever not sure, just give us a call at (877) 932-2628.

Have Questions?
Call and speak with one of our funding experts today.

Accident Loans Can Help Level The Playing Field

Firefighters helping car accident injury victim.
Aggressive driving such as speeding, tailgating, erratic lane changing, or illegal passing – are a factor in up to 56% of fatal car wrecks.

Car accident settlement loans exist because everyone’s financial circumstances are different.

Not everyone is financially prepared for when hardship or disaster, like a serious car wreck, strikes.

On top of that, tens of millions of people in this country still haven’t fully recovered from the COVID-19 shutdowns. Maybe you’re one of them.

The trouble is that insurance companies have never had a problem using a persons’ dire financial circumstances against them in order to compel acceptance of a low, pennies-on-the-dollar settlement offer.

Everyone’s Circumstances Are Different

Depending on your finances, how serious of a motor vehicle accident you were involved in, and how badly you got hurt, there could be a lot of different things going on in your life right now.


  • It was a minor collision and you weren’t hurt that badly. Maybe you got some airbag injuries or a few bumps and bruises and soft tissue injuries and all you needed was chiropractic care, some injections, and a few rounds of physical therapy.

  • Your injuries were a lot more serious and you needed one or more surgeries, intensive care, weeks or months of hospitalization, and rehabilitative therapy. Maybe you were out of work for a while, or maybe you haven’t been able to go back to work since the accident.

  • It was a horrific fatal car accident, a severe truck accident, a multi-car catastrophic injury accident or a feet on the dash airbag injury accident. Whatever it was, your whole life got turned upside down, major changes are afoot, and going back to work has never been an option.

  • Or maybe it’s somewhere in between.

Auto Accident Loans Create Flexibility

Whatever your particulars are, between all the extra expenses, medical bills, and being off work, there’s a better-than-average chance that you’ve found yourself eyeballs-deep in a financial crunch.

Depending on the severity of your injuries and a few other details, we have the flexibility to offer 3 basic types of car accident settlement loans:

  1. Pre-Settlement Funding (Lump Sum)
    Anyone with a pending lawsuit who is approved for a settlement advance qualifies for this type of cash advance. It is a one-time or one-at-a-time lump sum paid directly to the plaintiff, usually within 4 to 24 hours after they are approved for funding.

    Depending on the plaintiff’s needs and cases’ net value, it is often possible to get multiple lump sum cash advances on a case before it settles.

  2. Pre-Settlement Funding (Recurring)
    This is only available to plaintiffs with very serious or catastrophic injuries. We arrange an initial lump sum payment to get you all caught up on everything, then, usually on the 1st of each month, we send you a recurring deposit to cover your monthly expenses.

  3. Post-Settlement Funding
    Also known as settled case funding, this type of cash advance is available to who already know the net amount they will be receiving and are simply waiting for their money to arrive.

At TriMark Legal Funding, we provide non-recourse pre-settlement funding and post-settlement funding to seriously injured plaintiffs throughout the United States, often in 24 hours or less.

Car accidents are one of the most frequently filed types of lawsuits in the US. Within that category, here are the most common causes:

Distracted Driving

Distracted driving happens when drivers give attention to another activity instead of fully focusing on the task of driving. On average, nine people are killed, and 1,000 people are injured every day in the U.S. in auto accidents caused by distracted drivers.

In 2018, 15% of injury crashes and 8% of fatal crashes were caused by distracted drivers. This resulted in 2,841 fatalities and an estimated 400,000 injuries.


Over the past twenty years, speeding has been a factor in approximately one-third of all motor vehicle fatalities.

Road Rage

Road rage contributes to about 0.8 percent of auto accidents.

Since the U.S. had nearly 6.8 million vehicle crashes in 2019, this means road rage was a factor in about 54,400 accidents per year. Put another way, a road rage incident causes an average of 149 accidents each day in the US.

Fatal Accidents

Cars killed 42,060 people in 2020, up from 39,107 in 2019, according to a preliminary estimate from the National Safety Council (NSC).

That is a staggering 7.6% increase from 2019 with 2,953 more deaths year-over-year. That increase occurred even as the number of miles traveled by car decreased by 13 percent from the previous year due to the COVID-19 pandemic.

It was the biggest single-year spike in the US car fatality rate in nearly a century, and 2021 is on pace to be even worse.

These accidents caused 42,060 fatalities and made motor vehicle crashes a big factor and one of the major causes of death in the U.S.

Fatal car wrecks often result in wrongful death lawsuits. Insurance companies typically do not cover claims like loss of companionship, affection, and support, which forces the family of the deceased to file a wrongful death lawsuit to recover these damages.

Driver Intoxication

The 2018 National Survey on Drug Use and Health (NSDUH) reported that 20.5 million people who were at least 16 years old in 2018 drove under the influence of alcohol and 12.6 million drove under the influence of illicit drugs.

While it is illegal in all 50 states to drive with a blood alcohol content (BAC) of 0.8 g/dL or higher, around 33% of all traffic crash fatalities in the U.S. involve accidents with drivers who were found to be over this limit. In 2018, these crashes killed 10,511 people. In fact, during the decade spanning 2009-2018, more than 10,000 people annually died in drunk driving accidents.

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Latest Developments in Car Accidents…

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