Pre Settlement Funding in North Carolina

TriMark Legal Funding provides risk-free lawsuit cash advances in North Carolina, often in as little as 24 hours. Lawsuits can take years to settle, but with pre settlement funding, you could have cash in-hand as quickly as tomorrow.

TriMark Legal Funding delivers world-class customer care, fast processing, faster approvals and guaranteed low rates of under 3% non-compounding.

There are no pushy, high-pressure salespeople, no credit checks and no monthly payments. And because the advance is only repaid if you win, it’s 100% risk-free.

You have the power to eliminate all your financial problems right now.

Are you ready?


Pre settlement loans are special, non-recourse lawsuit cash advance loans designed specifically to help North Carolina residents with civil lawsuits who are expecting a future settlement payout.

It’s free to apply and approval is based on the merits of your case. Unlike traditional bank loans,  your credit score, income, employment history and financial assets don’t matter.

Plaintiffs can apply for lawsuit loans before or after their case has settled.

We provide 2 types of lawsuit settlement loans in NC:

Pre-Settlement Funding

Pre-settlement lawsuit funding is available on pending personal injury, civil rights, employment and work injury lawsuits.

Rates on pending lawsuit loans in NC are less than 3% monthly non-compounding (35% annual) and include a 2X cap for your safety.

We can fund up to 20% of the anticipated net value of pending lawsuits and we have flexible and customizable funding and disbursement options.

The minimum amount for pre settlement loans in North Carolina is $25,000.

Post-Settlement Funding

Settled case funding is available on virtually all types of settled litigation except workers compensation.

Rates on post settlement funding are just over 2% monthly non-compounding (27% annual).

We can fund up to 50% of the net value on settled cases.

The minimum amount for post settlement loans in North Carolina is $25,000.

Qualifying For Pre Settlement Loans in NC

North Carolina lawsuit cash advances are available from $25,000 up to $250,000+. You must have been seriously injured, there must be clear liability against a sufficiently insured defendant, you must be represented by a contingent-fee attorney and the settlement check must pass through, and be distributed out of, your attorney’s trust account.

Pending Cases

We can fund up to 20% of the anticipated net settlement on pending cases and the minimum cash advance for pending lawsuits in NC is $25,000. To satisfy those requirements, there must be a reasonable belief that you will net at least $150,000 (gross award less attorney fees, case costs, medical liens, etc.).

Settled Cases

We can fund up to 50% of the net settlement on settled cases and the minimum cash advance for settled lawsuits in NC is $25,000. To satisfy those requirements, there must be documentation showing that, after all deductions, you will net a minimum of at least $60,000.

Lawsuit settlement loans do not have to be repaid unless, and until, your case has been settled successfully or you won a court verdict.

NC Pre Settlement Accident Funding Restrictions:

  1. The minimum lawsuit cash advance amount is $25,000.
  2. Pending cases: Reasonable belief that plaintiff will net at least $150,000.
  3. Settled cases: Documentation showing plaintiff will net at least $60,000.
  4. Workers compensation cases are ineligible.
  5. Soft tissue injury cases are ineligible.
  6. Pending MDL cases (drugs, pharmaceuticals, medical devices, etc.) are ineligible.
  7. Settled MDL cases are eligible as long as #1 and #3 are satisfied.

Call us toll-free at (877) 932-2628


Yes. To comply with NC statute § 24-1.1. (a) (2), there is a minimum funding requirement of $25,000. We can fund up to 20% of the anticipated net value (gross award less attorney fees, case costs, medical liens, etc.) on pending cases and up to 50% of the net value on settled cases.

Cases can be approved in as quickly as 12 to 24 hours after case information is received from the plaintiff's attorney and may take 1 to 2 business days on certain cases. Funds are sent via wire transfer or FedEx Overnight.

Rates on pending cases are less than 3% non-compounding (35% annual). They include a 2X cap for your safety and we can fund up to 20% of the anticipated net value on pending cases. Rates on settled cases are just over 2% non-compounding (27% annual) and we can fund up to 50% of the net value on settled cases.

Laws and Regulations That Affect Settlement Loans In North Carolina

Important Legal Information

LawsNorth Carolina General Statutes, Chapter 1
Negligence DoctrineNegligencedefinition North Carolina follows the doctrine of pure contributory negligence. This doctrine is widely considered to be archaic and is a mostly abolished doctrine in tort law. In fact, there are only four (4) states that still recognize pure contributory negligence and North Carolina is, unfortunately, one of them. The other 3 states are Alabama, Maryland and Virginia.

Pure contributory negligence weighs wholly in favor of defendants and has long been criticized for being overtly and unjustly harsh on plaintiffs.

If a defendant can show that even the tiniest, most infinitesimal shred of contributory negligence on the part of the plaintiff contributed to the defendant's negligence, regardless of how flagrantly or grossly negligent the defendant’s actions were, the plaintiff is barred from collecting any damages at all.

Because NC maintains such a strict standard that plaintiffs must adhere to in order to collect damages, to qualify for funding, there must be zero contributory negligence on the part of the plaintiff.
Minimum Required Automotive Insurance Coverage Policy LimitsPolicy Limit Minimums For Bodily Injury & Property Damage: (Article 9A. Motor Vehicle Safety and Financial Responsibility Act of 1953. 20-279.21):
  • Liability: $30,000/$60,000/$25,000
  • UIM (Underinsured Motorist): $30,000/$60,000
  • UMBI (Uninsured Motorist Bodily Injury): $30,000/$60,000
  • UMPD (Uninsured Motorist Property Damage): $25,000
NC is an "at-fault" state for car accidents; this means the insurance company whose insured is determined to be at-fault pays for both parties.
Minimum Funding AmountThe minimum amount that TriMark Legal Funding can offer plaintiffs in North Carolina is $25,000, in order to remain in compliance with the following statute:
Statute of LimitationsStatute of limitations (SOL) is a law that establishes the maximum amount of time the parties involved in civil or criminal legal proceedings are permitted to initiate legal action against one another from the date of an alleged offense. SOLs can vary from one state to another and even from one jurisdiction to another.

SOL is an important component of law and is especially important to personal injury victims. This is because once the SOL expires, a victim can no longer file a legal claim against, or collect monetary damages from, a suspected wrong-doer.

Per North Carolina state law, injured plaintiffs have 3 years from the date of the alleged injury (event date) to file a claim in court against the responsible party(s) or entity(s).

For individuals who have been seriously injured, especially those undergoing multiple surgeries and/or extended recovery times, as well as those who will require long-term or lifetime medical care or treatment, this is an extremely important date to remember.

Even if an individual has not reached maximum medical improvement within 3 years, if a legal claim is not filed in court within 3 years of the event date, the plaintiff will be barred from collecting any compensation at all from the defendant.

North Carolina Civil Statute of Limitations
  • Personal Injury: 3 years. §1-52
  • Professional Malpractice:
  • Injury to Personal Property: 3 yrs. §1-52 (4)
  • Libel/Slander: 1 yr. §1-54
  • Fraud: 3 yrs. §1-52 (9)Trespass: 3 yrs. §1-52(3)
  • Collection of Rents: 3 yrs. §1-52
  • Contracts:
    • Written: 3 yrs. §1-52 (1);
    • Oral: 3 yrs. §1-52 (1)
  • Judgments: 10 yrs. 1-47
North Carolina Criminal Statute of Limitations: N/A
(Criminal cases are not eligible for legal funding)

Note: State law is subject to change due to the passage of new legislation, ballot initiatives, higher court rulings and other factors. While we make every reasonable effort to provide the most up-to-date information available, please consult your attorney to verify any specific state law(s) you are researching.

Call us toll-free at (877) 932-2628

Motor Vehicle Accidents and Fatality Statistics

NC MVA Statistics

Summary info and links about MVA

North Carolina Employment Lawsuit Loans

Employment Lawsuit Funding Statistics

TriMark Legal Funding provides employment lawsuit loans and lawsuit cash advances on most employment-related lawsuits. For more case-specific information, visit these resources:

North Carolina and the EEOC

North Carolina has its fair share of workplace discrimination complaints that have been filed with the Equal Employment Opportunity Commission (EEOC).

The EEOC is responsible for enforcement of federal laws and regulations pertaining to workplace discrimination. Here are some helpful resources if you are currently involved in any sort of job discrimination claim:

As you can see from the table below, for fiscal years 2017 thru 2019, North Carolina comprised an average of 4.6% of all discrimination complaints filed with the EEOC nationwide.

The largest complaint categories for workplace discrimination in North Carolina are race, sex, retaliation and disability (ADA).

Fiscal Years 2017 – 2019 EEOC Charge Receipts for North Carolina (Source)
% of US4.50%4.70%4.60%
% of US5.10%5.50%5.20%
% of NC38.60%37.50%37.30%
% of US4.00%4.40%4.30%
% of NC27.60%30.10%30.40%
National Origin262280216
% of US3.20%3.90%3.10%
% of NC7.00%7.80%6.50%
% of US4.30%4.90%5.20%
% of NC4.00%3.90%4.20%
% of US3.50%3.70%3.30%
% of NC3.00%3.30%3.40%
Retaliation (All)1,8541,8641,832
% of US4.50%4.70%4.70%
% of NC49.40%52.00%54.80%
Retaliation (Title VII)1,4321,4771,397
% of US4.50%4.80%4.60%
% of NC38.20%41.20%41.80%
% of US4.10%4.50%4.40%
% of NC20.00%21.20%20.50%
% of US4.50%4.70%4.70%
% of NC32.20%32.30%34.30%
Equal Pay Act524541
% of US5.20%4.20%3.70%
% of NC1.40%1.30%1.20%
Genetic Information812
% of US4.40%3.60%5.70%
% of NC0.20%0.20%0.40%


North Carolina Medical Malpractice Lawsuit Funding

Medical Malpractice Statistics

2018 Medical Errors Breakdown

Diagnosis: 34%
Surgery: 22%
Treatment: 19%
Obstetrics: 9%
Medication: 5%
Monitoring: 5%
Other: 6%
2018 Average Payout Amounts

Quadriplegic, Brain Damage, Lifelong Care: $1,029,105
Major Permanent Injury: $600,797
Significant Permanent Injury:$424,645
Death: $374,530
Minor Permanent Injury: $236,087
Major Temporary Injury: $214,407
Cannot Be Determined: $109,583
Emotional Injury: $91,678
Minor Temporary Injury: $72,850
Insignificant Injury: $34,333

According to medical malpractice insurance agency Diederich Healthcare, a staggering $3,925,073,250 was paid out in medical malpractice claims in 2018.

North Carolina accounted for $41,342,000 of that amount.

Premises Liability Accident, Injury and Fatality Statistics

NC Premises Liability Statistics

Summary info and links about prem liability

Dog Bite Law

  • As it pertains to dog bite injuries, North Carolina is a strict liability state.

67-4.4. Strict liability
“The owner of a dangerous dog shall be strictly liable in civil damages for any injuries or property damage the dog inflicts upon a person, his property, or another animal.”

  • Unlike most other tort laws, strict liability does not require the plaintiff to “find fault” or prove the defendant was negligent or intended to harm someone. This means that in order to prevail in court, a plaintiff making a strict liability claim only needs to prove 2 things:

a). The injury occurred
b). The defendant was responsible for it

  • In NC dog bite law, the “one bite rule” theory of liability does not apply and whether the dog has bitten someone before is irrelevant. Under strict liability the dog owner will be held responsible for all injuries or damage the animal caused, regardless of the animal’s previous behavior.

How It Works

1. Apply

Apply online or call and speak with a friendly funding expert

2. Review

We’ll contact your attorney, gather some details and review your case

3. Fund

Funds can be deposited in your account within 1-24 hours of approval


Congratulations To The SuperLawyers 2020 Top 10:

  1. Mark E. Anderson
    McGuireWoods LLP
  2. Joseph B. Cheshire, V
    Cheshire Parker Schneider, PLLC
  3. W. Thompson Comerford, Jr.
    Comerford Chilson & Moser, LLP
  4. James P. Cooney, III
    Womble Bond Dickinson (US) LLP
  5. Kearns Davis
    Brooks, Pierce, McLendon, Humphrey & Leonard LLP
  6. Alan W. Duncan
    Turning Point Litigation
  7. Dan J. McLamb
    Yates, McLamb & Weyher, L.L.P.
  8. Leslie C. Packer
    Ellis & Winters LLP
  9. Patti W. Ramseur
    Fox Rothschild
  10. James F. Wyatt, III
    Wyatt & Blake, L.L.P.

Find a Super Lawyers Attorney in Your Town

Quick Facts About North Carolina

Capital City: Raleigh
Population: 10,380,000 (2018)
Largest Cities: Charlotte, Raleigh, Cary, High Point, Greensboro, Durham, Winston-Salem, Fayetteville, Wilmington

Natural Treasures: Rock – Granite

State Motto: To be rather than to seem

State Symbols:
Bird – Cardinal
Fish – Channel Bass
Flower – Dogwood
Tree – Pine
Song – The Old North State

North Carolina Attorney General
Department of Justice
PO Box 629
Raleigh, NC 27602-0629
(919) 716-6400

Call us toll-free at (877) 932-2628

Apply For Pre-Settlement Funding Now

Apply For Pre Settlement Funding NowTriMark Legal Funding has been a leading pre settlement funding company in North Carolina since 2003. That means we have over 17 years of experience putting money in plaintiff’s hands better, faster and cheaper than the other guys.

It only takes a minute to get the ball rolling and you could have cash in your hands as quickly as tomorrow.

Apply online or call us at (877) 932-2628 and one of our friendly representatives will be happy to take your information right over the phone.

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