Payment-Specific Structured Settlement Buyout

A payment-specific structured settlement buyout allows you to sell individual payments—such as a single lump sum, annual payment, or a specific month—while keeping the rest of your settlement intact. This option is ideal for people who need targeted cash without giving up long-term income.

Before choosing a payment buyout, review our structured settlement knowledge base and our main structured settlement buyouts page. You can also compare this option to lump sum buyouts and partial buyouts to see which structure fits your goals.

Payment buyouts are highly customizable. You can sell a single future lump sum, a specific annual payment, or a targeted block of monthly payments. This flexibility makes it easier to match your cash needs without sacrificing your entire settlement.

For general financial and consumer protection information, you may find helpful resources from the Internal Revenue Service and the USA.gov debt and credit resources.

A payment-specific buyout gives you precise control over which payments you sell, helping you access cash while preserving long-term financial security.