Restricted States

States Where Legal Funding Is Restricted

Alternative Funding Options When Your State Has Restrictions

✅ Request $500 to $100,000
✅ All Kind of Borrowers
All Types of Credit
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Legal funding is significantly restricted in 3 states. If you live in one, don’t worry. TriMark has alternatives to legal funding that are fast, affordable, and easy to qualify for almost all kinds of borrowers and all types of credit.


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States Where Legal Funding Is Restricted

States Where Lawsuit Loans And Pre Settlement Funding Is Restricted

Non-recourse legal funding can be a real game-changer for seriously injured plaintiffs, if they can get it.

The trouble is, not everyone can because it isn’t available everywhere.

While many states allow legal funding unabated, some prohibit it outright, workers comp funding is unavailable in many, and there are six states with notable restrictions on how legal funding companies must operate within their borders:

Thankfully, the list of states where legal funding is restricted is short. You can visit the table below for specific details about each state’s restrictions.

What If I Need Money But Can’t Get Legal Funding?

Some states have funding restrictions that are straightforward, easy to understand, and easy to comply with. Other states, however, seem to purposely make things far more difficult.

If you need money right now but can’t satisfy your state’s restriction(s), you are ineligible for legal funding. But don’t despair because TriMark has other options available for you.

TriMark has an entire network of lenders that provide “non-legal-funding-related” financial alternatives to help people just like you, in circumstances just like yours.

For almost two decades, TriMark Legal Funding has maintained a large network of private lenders to provide a wide variety of financial solutions to clients and would-be client who, similar to you, reside in a state where legal funding is prohibited, restricted, or workers comp settlement loans are not available.

Whatever the individual circumstances, they all still need money right now. And we still want to help.

And here’s the best part: Our lender network works fast, likes to say ‘yes’ a lot, and can work with all kinds of borrowers and all types of credit

Want to learn how the lenders in our network can help you?

Legal Funding Restrictions By State

ColoradoMinimum Funding Requirement: $75,000 per funding

Colorado has strict consumer protection laws in place that deter most legal funding companies from operating there. For the few that do (TriMark Legal Funding is one of them), there is a minimum funding requirement of $75,000 per funding. Unfortunately, this funding threshold prevents the vast majority of cases from even qualifying for funding in CO.
Requirements to Qualify For Legal Funding in Colorado

To qualify for pre-settlement funding, a case must have very serious injuries, very strong, provable liability against a sufficiently insured defendant, and a reasonable expectation that the plaintiff will not only prevail, but will NET a minimum of about $425,000 (net = after case costs, attorney fees, medical liens, and all other deductions).

To qualify for post-settlement funding, the plaintiff must NET a minimum of about $200,000.

While legal funding is technically allowed in Colorado, due to the exceptionally high minimum funding requirement, most cases and most case types do not qualify. Mass tort litigation, multidistrict litigation, pharmaceutical litigation, workers compensation claims, soft tissue injuries, and all but the most serious catastrophic injury lawsuits, motor vehicle accidents, employment litigation, premises liability claims, product liability claims, medical malpractice claims, and the majority of workplace accidents do not qualify for legal funding in Colorado.


If your case does not qualify, or if you need less than the $75,000 minimum funding requirement, consider using one of our alternative lenders for $500 to $50,000.
KansasMinimum Funding Requirement: $25,000

Strict restrictions prevent most companies from offering legal funding in Kansas. Of the few that do (TriMark Legal Funding is one of them), the minimum funding requirement is $25,000.

Requirements to Qualify For Legal Funding in Kansas

To qualify for pre-settlement funding, a case must have serious injuries, strong liability against a sufficiently insured defendant, and a reasonable expectation that the plaintiff will net at least $150,000.

To qualify for post-settlement funding, the plaintiff must be netting a minimum of about $75,000.


If your case does not qualify, or if you need less than the $25,000 minimum funding requirement, consider using one of our alternative lenders for $500 to $25,000.
North CarolinaMinimum Funding Requirement: $25,000

North Carolina has some rather strict consumer protection laws in place that prevent most legal funding companies from operating there. For the few that do (TriMark Legal Funding is one of them), the minimum funding requirement is $25,000.

Requirements to Qualify For Legal Funding in North Carolina

To qualify for pre-settlement funding, a case must have serious injuries, strong liability against a sufficiently insured defendant, and a reasonable expectation that the plaintiff will net at least $150,000.

To qualify for post-settlement funding, the plaintiff must be netting a minimum of about $75,000.

While legal funding is technically allowed in North Carolina, the high minimum funding requirement prevents a majority of case types from being funded there. For example, pending mass tort litigation, multidistrict litigation, pharmaceutical litigation, workers compensation claims, soft tissue injury claims, as well as many employment law and labor law lawsuits, claims of sexual harassment in the workplace, quid pro quo harassment, workplace retaliation lawsuits, employment discrimination litigation funding, and civil rights lawsuits are not fundable in NC.

Only catastrophic injury lawsuits, serious motor vehicle accidents, medical malpractice litigation funding claims, and serious workplace accidents such as FELA railroad injury accidents, and commercial boat accidents and oil rig injury accidents will qualify for pre-settlement funding in North Carolina.


If your case does not qualify, or if you need less than the $25,000 minimum funding requirement, consider using one of our alternative lenders for $500 to $25,000.

States Where Legal Funding Is Restricted FAQ

❓ Do You Offer Alternatives To Legal Funding In States Where It Is Restricted?

Yes. We have a variety of alternative funding solutions for residents of states that currently restrict legal funding.

❓ Will I Qualify For A Legal Funding Alternative If I Have Bad Credit?

We make no guarantees, but in all likelihood, yes. Our lenders can work with virtually all kinds of borrowers and almost all types of credit.

❓ Are Workers Comp Settlement Loans Restricted Too?

Yes. About 40+ states where workers comp loans are not allowed, although alternative funding options exist that most borrowers should have no trouble qualifying for.

Legal Funding May Be Unavailable
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*Most of the lenders featured on this website do not charge a pre-payment penalty or fee for early loan payoff. However, lenders may change their rules periodically, so borrowers must conduct their own due diligence to verify directly with any lender about the presence or absence of any fees associated with early loan payoff.

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