For more than 17 years, TriMark Legal Funding has assisted personal injury plaintiffs in their emergency financing needs. Drunk driving lawsuit loans are among our non-recourse options for those seeking extra cash to cover living expenses while their case remains pending.
Filing a civil lawsuit for drunk driving allows you to recover the losses incurred from the injury-causing accident. Yet, it can also create a gap between the initial incident and the settlement or compensation payout. Drunk driving lawsuit loans let you catch a break during those moments when you’re wishing you could collect damages instead of waiting in the dark.
When intoxication is involved, it seems the plaintiff’s win is guaranteed. But that is far from reality. Both plaintiff and defendant put out their best effort, hoping to dominate the other. If the legal battle is prolonged, you might run out of optimism as you watch your savings get depleted.
Drunk driving lawsuit loans return your focus to the fight by providing cash that can help you keep up with your urgent and recurring payables. You can avail of an advance on your future assets for as high as 20% to 50%. Interests are capped 2x to ensure there’s more money left for the plaintiff to enjoy when their check finally arrives.
This form of financial aid is non-recourse, which means it does not come with out-of-pocket costs and monthly fees. You’re expected to pay back the advance only when your case snags an award or a settlement. When neither happens, you can still keep all of the money.
We at TriMark bear all the risks. It’s why we emphasize how essential identifying an exemplary case is. It could spell life or death for us.
As for you, you can have your cash quickly and use them on your needs by tomorrow.
Apply now and get started!
How to Qualify for Drunk Driving Accident Lawsuit Loans
Most personal injury cases align with either presettlement or post settlement loans. You apply for the former if you have a pending case and the latter if you have a settled case.
Here are the qualifications for each case type.
Drunk driving claims are some of the most common cases we encounter. You are eligible for pre-settlement lawsuit funding if you fulfill the following criteria:
- A contingent-fee attorney represents you.
- You must have sustained significant injuries from the drunk driving accident.
- Your anticipated value should net at least $150,000 (gross award less attorney fees, case costs, medical liens, etc.).
- Your settlement check must be deposited to, and be distributed out of, your attorney’s trust account.
Most personal injury suits are also eligible for post settlement funding. Just prove to us that you have a net minimum value or $60,000. Include any supporting documentation to boost your chances of approval.
What Is Drunk Driving?
Driving under the influence, including drunk driving, is a criminal offense. It consists of operating a motor vehicle while under the influence of a controlled substance. In some states, physical control is enough to charge someone with DUI. Actual physical control involves being in or on a vehicle and having the capability to operate it, even if you’re not the one driving it at the time.
Meanwhile, if another person becomes a victim of a drunken driver’s actions, they can file a civil case against the violator. Driving while intoxicated usually results in traffic collisions. Injury and death are two significant consequences of such scenarios.
If you were involved in a car crash and sustained injuries, you can file an automobile accident claim. But you can also pursue a drunk driving charge if the other party committed errors on the road because of excessive alcohol consumption.
Explaining What Is Excessive
The National Highway Traffic Safety Administration (NHTSA) set the blood alcohol content (BAC) guidelines for deadly alcohol-related collisions to 0.01% and above. The risk of getting into a motor vehicle accident increases with higher BAC. For non-deadly car crashes, the evidence of intoxication is enough regardless of whether a test was conducted.
The officer or officers at the scene can look for signs, such as the following:
- Red or watery eyes or both
- Difficulty concentrating or listening
- Having the smell of alcohol
- Slurring of speech
- Trouble balancing or standing in one place
- Zoning out or struggling to stay conscious
The NHTSA says that crashes are preventable. But in 2018, one person was killed every 50 minutes because of drunk driving accidents. The total reached 10,511 people.
Men are likely to figure in crash fatalities than women. Based on the same 2018 NHTSA data, 21% of men and 14% of women were drunk in these collisions.
Civil Cases for Drunk Driving Injuries
You already know that criminal proceedings are different from civil lawsuits. As an American, you’re probably not a stranger to litigation. You know it is within your rights to sue for damages. But the process can also seem challenging, especially if you are considering this option from your hospital bed.
Here are the top benefits of filing a drunk driving injury claim:
- Your case will be filed in the form of a personal injury lawsuit. This claim will allow you to recover the losses you have incurred because of your injury. Economic damages include medical treatment costs and lost wages. Non-economic damages cover your pain and suffering.
If you’re bringing action against someone over the wrongful death of a loved one, you can expect the same losses to be accounted for. As a spouse, you can be compensated for your loss of love, affection, companion, comfort, society, or sexual relations. They can be summed up as the loss of consortium claim.
- Law enforcement are still concerned about the number of traffic collisions caused by drunk driving. Holding a person accountable to their actions on the road may be a different route from paying fines and serving time in jail for their crimes. But the civil case process will help find the liable party, sending them a message that they cannot get away with their violation.
Tort Cases Can Take Time to Settle
Civil suits are also referred to as torts. They involve insurers, who will be the source of your settlement or judgment payout. That said, most of them would love to prolong the lawsuit. If they can delay settlement talks to put you at a disadvantage, they won’t hesitate to do so.
Managing your expectations is the key to sustaining the fight. It’s not in the hands of insurers alone. Understanding court timelines also count. For instance, the discovery period can take months. If you don’t settle out of court, you’ll have to wait for your trial schedule before another settlement, or a winning verdict transpires.
Types of Claims
Uninsured Driver Claim
You learn during the accident or immediately afterward that the reckless driver who sent you the ER is uninsured, what do you do? If you have the means, report the incident quickly to your insurer. They will pay the damages when you file a claim against the uninsured driver. However, you must have purchased the “uninsured driver” or “underinsured driver” add-on before the accident. This add-on is not retroactive, so it won’t apply when you buy now and seek damages for the injuries you have sustained.
In other words, if you don’t have the add-on during the accident, you cannot file a claim against an uninsured driver. Your insurance provider won’t agree to pay either.
No Fault Insurance Claims
A handful of states observe “no fault” auto insurance laws. For instance, if your case is filed in Florida or New York, your insurer is tasked to pay for your personal injury claims. The at-fault party’s insurer is not responsible in this regard. Also, there are certain limits to the amount you can receive. Whether you have health insurance can also affect the value of your recovery. No-fault insurance policies usually pay 75% of your regular wages in previously held jobs to determine lost earnings.
When filing claims in a no-fault state you may receive capped payouts. If you exceed the limit in your state and sustained serious injuries, you can claim the remaining amount from the at-fault party or request it from your provider.
Pure Negligence Claim
The pure negligence doctrine allows you to file a claim against the person responsible for the accident that caused your injuries. So in a drunk driving case, you only have to prove that the other party’s recklessness contributed directly to your condition.
While it may look easy to win a drunk driving case, consider that the opposite side will do their best to build a strong defense. Depending on the state, you may also recover damages even if you are 99% at fault (pure comparative negligence). In some places, it’s all or nothing. You can’t collect damages if you’re found to have contributed to your accident in any matter (pure contributory negligence).
Wrongful Death Due to Drunk Driving
The personal representative of a decedent’s estate can file for a wrongful death civil suit if the loved one was killed in a drunk driving-related accident. If you’re the appointed representative, you can collect economic and non-economic damages just like in a standard personal injury suit. The two damages amount to compensatory damages. The court may allow punitive damages to be awarded depending on your state.
The payout you will receive can help you cover funeral expenses, previous medical costs, and future living expenses. It is particularly useful in supporting you and the rest of the family if the loved one who passed away stood as the breadwinner.
How to Apply for Drunk Driving Pre Settlement Funding
Here at TriMark, the application process is pretty straightforward. Just follow these simple steps to get started:
You have two options to apply. You can fill out an online form, which takes a couple of minutes to finish. Or call us to have a TriMark legal funding expert process your application.
Next comes the assessment of your application. Since we base our decision on the merits of your case, make sure to submit complete supporting documents. This phase lasts for 24 to 72 hours.
Lastly, you’ll receive a call or message from us regarding your result. Once approved, your funding request will be available through your chosen disbursement channel in as little as one to 24 hours.
Apply for Drunk Driving Pre Settlement Funding
Your drunk driving lawsuit can help you recover the losses you accumulated due to your injuries. Yet, if we’re honest, the reward does not come right away. It can take years before you hold your first settlement or compensation check. So, in times of emergency, you need a fallback.
That fallback is TriMark Legal Funding’s drunk driving lawsuit loans. Our offer comes with the holy trinity of plaintiff financing: a convenient application process, reasonable rates, and non-recourse policy. You can have the cash you need as quickly as tomorrow.
A cash advance from TriMark does not create additional debt. So, it’s the practical choice for personal injury plaintiffs who want to solve their money problems.
Apply now by filling out this form or calling us toll-free at (877) 932-2628. One of our representatives will be assisting you either way.
So why wait?