Bad Credit Loans

Online Loans For Bad Credit

✅ From $500 To $10,000
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Bad Credit Loans gives you access to a large network of lenders that are ready to help subprime borrowers who need from $500 to $10,000 immediately.

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Table of Contents

Personal Finance Solutions For Everyone

TriMark Legal Funding is committed to helping financially-challenged and credit-challenged people get the money they need, right when they need it most.

Anyone who gets injured and falls behind on their bills will eventually incur some degree of credit damage; it’s inevitable. These are the type of people that legal funding was always meant to help. The reality, however, is that many people do not qualify for legal funding for any number of reasons. And of the ones who do, many don’t qualify for as much money as they need.

On top of that, tens of millions of uninjured people have credit problems and can’t get the money they need either.

Whichever group you’re in, TriMark is here to help.

Credit problems can be as minor as a late payment or two or as serious as charged-off debts, defaulted loans, foreclosures, judgments, tax liens, or any of a hundred other things. The point is, once it affects your credit scores, it can be impossible to get any financial assistance from banks and traditional lenders.

Over the last two decades, TriMark built a nationwide network of alternative lenders and financial service providers. It has grown over the years and now includes many types of lenders and even some important personal financial services as well.

Your Credit Score: Know It Before You Blow It

Credit scores play a crucial role in the loan approval process. Understanding that, the worst thing you could do is to haphazardly apply to lenders without knowing your credit scores or their lending requirements. The logical first step, therefore, is to find out exactly what your current credit scores are. Then, by matching your credit scores to the most likely lenders, you will have taken the most important step to maximize your likelihood of getting approved.

You can get your Equifax and Transunion credit reports and credit scores (Vantage) instantly, 100% free of charge, from CreditKarma.

If you’re already a member, check your scores before you apply. If you’re not a member yet, stop what you’re doing, take a minute right now and join immediately. There is no reason not to; it’s fast, it’s free, you don’t have to buy anything, and it doesn’t affect your credit scores. The most powerful benefit is that CreditKarma updates your credit scores daily. There is no better, faster, or cheaper way to get your credit scores, even if you went to each credit bureau directly.

Credit Scoring Models And How To Use Them

There are two primary credit scoring models that are used by most lenders; FICO and Vantage. As you can see in the charts below, they are similar but different, especially on the edges of the different classifications. Not all lenders will tell you, but it can be helpful to inquire which model a lender you intend to apply with uses. Here is the average breakdown of credit scores across America, using both models, according to Experian:

FICO Score

Source: Experian

Vantage Score

Source: Experian

A Specialized Finance Network Just For You

TriMark can help borrowers with nearly all types of credit profiles. Depending on the credit scores you just received, proceed to the following areas and apply when you find an appropriate lender:

Good, Very Good, Excellent, and Exceptional Credit (FICO 670-850 | Vantage 661-850)

  • Our lender network isn’t just for people with bad credit. In fact, if you have good, very good, excellent, or exceptional credit (per the credit scoring charts above), we have numerous lenders that offer super-competitive rates and terms that will rival or beat many traditional lenders.

Fair Credit (FICO 580-669 | Vantage 601-660)

  • This designation is a “grey area” and it’s a perfect illustration of why it is so important to get your current credit scores before you apply to any lenders. As you can see in the charts above, a 580-600 FICO score is “fair”, but a 599 or lower on Vantage is “poor”. Likewise, a Vantage score of 661 is “good”, but the same score is only “fair” with FICO. But take heart, because we have plenty of lenders and lots of different loan products in this category.

Poor Credit (FICO 300-579 | Vantage 300-599)

  • Also referred to as “bad credit”, “subprime credit”, or “deep subprime credit”. Your level of difficulty finding a lender will depend on how low your scores are. Scores of 580 or higher can usually find lenders willing to help.
  • Credit scores this low are caused by obvious financial problems being reported. Review your credit reports carefully, identify the obvious problems and formulate an action plan.
  • Discuss your situation with a debt relief specialist. Depending on the specific cause(s), they may be able to offer a debt consolidation loan or credit card consolidation loan.
  • Hire a credit repair company to clean up your credit reports and increase your scores.

Okay, now that you’ve got your current credit scores and you understand a bit about the different scoring models, it’s time to get down to brass tacks and take a look at the different funding categories that are available to you.

Show Me The Lenders:

Personal Loans

Personal Loans
A personal loan can be used for any purpose you choose. TriMark maintains relationships with a variety of lenders for personal loans in amounts from $1,000 up to $100,000. When you’re ready to apply for a personal loan, be sure to get your free credit scores first. As a general guideline, you should use this category if you have fair, good, or excellent credit.

Personal Loans For People With Bad Credit
We have one of the nation’s largest subprime lender networks. Bad credit loans are available from $500 up to $10,000.

Personal Loans If You Can’t Get Inheritance Loans
Inheritance loans are a great option if you can qualify for one. There are a number of states and counties where inheritance funding is not available, however. Also, qualifying can sometimes be difficult. And if you have already received an inheritance advance from a company, it can be difficult or impossible to get additional funding. If you can’t get the inheritance funding you need, get your free credit scores first, then select either fair to good credit lenders or bad credit lenders. You can apply for any amount from $500 up to $100,000.

Personal Loans If You Can’t Get Legal Funding
There can be any number of reasons why a person or a case is ineligible for legal funding. Ineligible or prohibited case type, prohibited states, ineligible prior funding buyout, you don’t have an attorney, your attorney won’t cooperate, and the list goes on. If your case doesn’t qualify for legal funding, however, it doesn’t change the fact that you still need money immediately. And in those circumstances, our network of lenders can still probably help you get the money you need. Available from $500 up to $100,000.

Personal Loans If You Can’t Get Structured Settlement Loans
Workers comp loans are great; if you can get one. The problem is that they are only available in 12 states and, even then, qualifying for one can be tricky. These loans are for everyone who doesn’t qualify for a workers comp loan. These lenders work in most states and can help people with most credit profiles in amounts from $500 up to $100,000.

Personal Loans If You Can’t Get Workers Comp Loans
Workers comp loans are great; if you can get one. The problem is that they are only available in 12 states and, even then, qualifying for one can be tricky. These loans are for everyone who doesn’t qualify for a workers comp loan. These lenders work in most states and can help people with most credit profiles in amounts from $500 up to $100,000.

Specialty Loans & Financing

Auto Loans
Find the best rates for your next auto loan. For people with fair to excellent scores.

Auto Loans For Bad Credit
Because even people with bad credit need cars.

Auto Loan Refinancing
If you are locked into a high-interest auto loan, it might make sense to consider refinancing to a lower rate.

Bad Credit Loans
Bad credit loans are available from $500 up to $10K.