Does workers compensation cover COVID-19?
During the pandemic, many workers are concerned about their health and what, if anything, their workplace will do to compensate or protect them if they catch COVID-19 while on the job. This is especially an issue for those who don’t have health insurance or other benefits.
Workers’ compensation generally covers the cost of pain and injury incurred while on the job. With the resurgence of COVID and the need for essential employees to often put their lives on the line, some wonder: Does workers’ comp cover pain and suffering and the medical costs caused by COVID?
The answer is: maybe, depending on your job. To understand this, we will dive into what workers’ comp usually covers, the situations where it does and doesn’t cover COVID, and what your other options are if you catch the virus and don’t have a legal claim to workers’ comp.
What does workers’ compensation usually cover?
As a general rule, workers’ comp usually only covers the loss of wages and medical expenses for work-related injuries. This means compensation for emotional distress, pain, suffering, or illness is usually not available. In addition, workers’ compensation usually only offers settlements if the injured worker agrees to opt-out of payments for ongoing medical treatments.
Because of this, most infectious diseases are not covered by workers’ comp, as they cannot be proven to be connected to the workplace. However, there are some exceptions. For example, some states have made exceptions for chronic illnesses like cancer that developed due to repeated exposure to hazardous materials in the workplace.
See the original article here: https://www.digitaljournal.com/pr/does-workers-compensation-cover-covid-19
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