Slip and Fall

I Fought an Insurance Company in a Slip-and-Fall Case. Here’s What I Learned

This winter, after I lost my footing and shattered my arm on an icy sidewalk, I knew I faced a grueling physical recovery. What I didn’t anticipate was the weeks of wrangling with an insurance company for what was ultimately a modest settlement. My slip-and-fall homeowners insurance saga offers lessons in case you, too, ever tumble to injury on snow, wet leaves, or another hazard.

My mishap happened in front of someone’s house on a January Minneapolis evening, as I was walking my twelve-year-old dog. The fall broke both the bones in my right lower arm, and a titanium plate and screws were required to put the larger bone back together. I lost about two months of work and a major gig, and I’m still having physical therapy to regain strength and range of motion in my hand and wrist.

After reviewing my claim for a few weeks, the insurance company said the homeowner wasn’t liable, and awarded me less than a fifth of the amount I sought.

South Carolina Slip And Fall Turns Into Major Headache For Walmart

“sSip and fall” cases represent the bread-and-butter of the “premises liability” tort – a personal injury genre which supports an entire industry of attorneys, insurance agents, physical therapists and related professionals.

The tort is among the most common civil actions in the United States, fueled by millions of “slip, trip or fall” injuries that take place all over the country each year.

Anyway, of these incidents an estimated 800,000 require hospitalization, according to data from the U.S. Centers for Disease Control and Prevention (CDC). And the annual cost in terms of medical treatment related to these falls was (at last count) north of $50 billion– of which anywhere from 50 to 75 percent gets subsidized by Medicaid.

What Injuries Can You Get From Slip and Fall Accidents?

Injuries suffered in slip-and-fall accidents lead to about 9 million emergency room visits every year.

Slip and fall accidents are the second leading cause of unintentional death in the U.S. 

Recovering from a serious injury suffered in a slip-and-fall accident typically requires extensive medical care and physical rehabilitation. 

In the worst-case scenario, a fall victim dies or is disabled, requiring around-the-clock care.

Slip-and-fall injuries are particularly harmful to older adults. 

Among older adults, falls are the leading cause of both fatal and nonfatal injuries, according to the Centers for Disease Control and Prevention (CDC). 

Falls are also a common hazard in nursing homes, where between half and three-quarters of residents fall each year. This results in thousands of nursing home lawsuit claims each year.

That’s twice as often as older adults living at home.

How can airports prevent personal injury lawsuits?

How can we ensure that the airport environment is always safe and accidents that could result in personal injury claims and lawsuits are prevented? Steve Howards, Content Marketing Manager at Herrig & Vogt, provides us with the answer.

Did you know that more people get injured at an airport than on the aircraft?

For example, according to the Flight Safety Foundation, around 27,000 ramp accidents occur every year, costing at least $10 billion annually.

This is not at all surprising considered how many activities happen inside an airport – many passengers are in a hurry, trying to get through security, managing multiple languages, navigating an unfamiliar environment, looking after their small children, reading signs or listening to announcements. They’re distracted and often fail to notice hazards (e.g., a spill on the floor) that could cause injuries.

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