When the Bark is NOT Worse than the Bite
Dog bite claims are common among insurance carriers. The Insurance Information Institute reported $882 million in carrier liability for dog bites and injuries in 2021. In 2020, AP News reported 46 deadly attacks on humans by dogs and the average cost per dog bite claim that year increased to $50,425.
Types of dog bite claims
Insurance carriers see several types of dog bite claims. The most common involve house guests injured by a homeowner’s dog. Claims also arise when a dog gets off its leash or when a dog escapes the owner’s property and attacks a passerby. Establishments, such as pet-friendly hotels and businesses, may also see claims if a dog attacks a patron.
How does North Carolina law