ou’ve been injured on the job. Now what? No matter the severity of your injury, workers’ compensation can help cover medical bills and wages lost due to your injury, as long as you file a claim within the appropriate amount of time and with sufficient information. In order to be eligible for a claim, your injury will need to fall under one or more specific circumstances, including: injury by accident, a specific traumatic injury or an occupational illness or disease.
Workers’ compensation insurers have slashed spending on opioids, reducing the risk of addiction and delayed recovery, but now they are under increasing pressure to reimburse injured workers for a new kind of elixir.
Six states now allow or require insurers to reimburse workers’ compensation claimants for medical marijuana if its use is deemed reasonable and necessary, according to an analysis by researchers for the National Institute for Occupational Safety and Health and the Workers’ Compensation Research Institute. Another 10 states haven’t staked out a position, meaning marijuana reimbursement may eventually be required.
A federal court in Kansas on Tuesday ruled the parents of a worker who died of conditions related to his opioid use in connection with a workplace injury, chronic pain and subsequent depression can’t sue a workers compensation insurer or the third-party administrator over allegations that they were negligent in delaying approval for medical care.
The man in 2017 suffered multiple disc herniations in his neck, which led to radiating pain in his limbs in his work for pet food company Big Heart Pet Brands Inc., which provided nonsurgical “conservative treatment” for his injury under its workers comp insurance plan, according to documents in Civil Action No. 21-2047-KHV, filed in the United States District Court, District of Kansas, in Kansas City.
Worker’s compensation insurance offers employees compensation for injuries or disabilities which they have developed during a workplace accident.
It covers medical expenses, a portion of lost wages and rehabilitation. The workers compensation settlement can either be a lump sum settlement or a structured payment plan.
While these are general facts about worker’s compensation, there are other facts you might not know.
Workplace accidents are a common occurrence. According to the National Safety Council (NSC), in 2019, more than 4,500 people died from workplace accidents and another 4.6 million employees suffered an on-the-job injury.